Comparison

Fubon GO vs BEA Mall

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fubon GO

Open a bank account, apply for credit cards, or get a personal loan with this streamlined mobile application. The process is simplified into three easy steps: ID and selfie verification, information input, and service registration. Enjoy 24/7 access to financial services.

Highlights
  • Simplified account opening
  • ID card and selfie verification
  • Application information input
  • e-banking registration
  • Credit card application
  • Personal loan application
  • 24/7 service access
Read full description

Fubon Bank (HK) brings you a simpler and faster account opening experience via Fubon GO Download Fubon GO and select "Open a bank account" to start the experience. Fubon GO account opening is as easy as 1-2-3: 1) Take a picture of your ID card and selfie Confirm Terms and Conditions and Customer Declarations then take a picture of your Hong Kong ID card and selfie (An SMS with One-time Password (OTP) will be sent to your mobile phone number for authentication) 2) Fill in the application information and confirm the inputted information (An email with OTP will be sent to your email address for authentication) 3) Register for e-banking, e-Statement, Mobile Banking and Phone Banking services Go → Complete ++ What's more, you can apply for credit card and personal loan using Fubon GO round the clock as well. To borrow or not to borrow? Borrow only if you can repay!

About

BEA Mall

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

Highlights
  • Check bonus points balance and history
  • Redeem points for gifts and services
  • View account summaries and spending patterns
  • Offset transactions with bonus points
  • Make restaurant reservations
  • Access exclusive promotions and travel offers
  • Flexible spending with Auto Instalment programme
Features
Read full description

BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, DCH Living, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!

Screenshots

Fubon GO3 screens
BEA Mall3 screens

Verdict

The call

The clearest difference is rating: BEA Mall at 4.7 against Fubon GO's 1.5. BEA Mall also leads on review sentiment (33% vs 4%) and update cadence (monthly vs every 3 months). Fubon GO's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BEA Mall holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: BEA Mall has 32 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 4% of Fubon GO's written reviews are positive against 33% of BEA Mall's.

UpkeepUpdate frequency

Fubon GO ships an update every 3 months, BEA Mall monthly. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
Fubon GO versus BEA Mall: the parameters behind the verdict, then further details
ParameterFubon GOBEA Mall
PriceFreeFree
Rating1.5 (2 ratings)4.7 (32 ratings) — better
Positive reviews3.8% of reviews33.3% of reviews — better
Number of ratings232 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015
Further details — not scored
Size162 MB49 MB
Age rating4+4+
DeveloperFubon Bank (Hong Kong) LimitedThe Bank of East Asia, Limited

Customer experience

Fubon GO

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews52 reviews
Positive3.8%
Neutral1.9%
Negative94.2%

BEA Mall

All ratings32 ratings
Positive96.9%
Neutral0.0%
Negative3.1%
Written reviews33 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Fubon GO

No in-app purchases

None

BEA Mall

No in-app purchases

Questions

Is Fubon GO free?
Fubon GO is free to download, with no in-app purchases.
Is BEA Mall free?
BEA Mall is free to download, with no in-app purchases.
Which has better reviews, Fubon GO or BEA Mall?
BEA Mall is rated higher. Fubon GO averages 1.5 out of 5 from 2 ratings, while BEA Mall averages 4.7 from 32 ratings.
Do Fubon GO or BEA Mall have ads?
Neither Fubon GO nor BEA Mall shows ads.
Which is updated more often, Fubon GO or BEA Mall?
Fubon GO ships an update every 3 months, and BEA Mall monthly. Most recently, Fubon GO was updated on October 13, 2026 and BEA Mall on October 15, 2026.

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