Fubon GO vs ZA One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fubon GO
Open a bank account, apply for credit cards, or get a personal loan with this streamlined mobile application. The process is simplified into three easy steps: ID and selfie verification, information input, and service registration. Enjoy 24/7 access to financial services.
- Simplified account opening
- ID card and selfie verification
- Application information input
- e-banking registration
- Credit card application
- Personal loan application
- 24/7 service access
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Fubon Bank (HK) brings you a simpler and faster account opening experience via Fubon GO Download Fubon GO and select "Open a bank account" to start the experience. Fubon GO account opening is as easy as 1-2-3: 1) Take a picture of your ID card and selfie Confirm Terms and Conditions and Customer Declarations then take a picture of your Hong Kong ID card and selfie (An SMS with One-time Password (OTP) will be sent to your mobile phone number for authentication) 2) Fill in the application information and confirm the inputted information (An email with OTP will be sent to your email address for authentication) 3) Register for e-banking, e-Statement, Mobile Banking and Phone Banking services Go → Complete ++ What's more, you can apply for credit card and personal loan using Fubon GO round the clock as well. To borrow or not to borrow? Borrow only if you can repay!
ZA One
Manage your finances effortlessly with this intuitive tool. It provides integrated financial services, including investment funds and management of your ZA Coin and ZA Fam accounts. Take control of your wealth with just a tap.
- Investment fund access
- Manage ZA Coin balance
- Manage ZA Fam account
- Integrated financial services
- Intuitive money management
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ZA One – an easy yet intuitive financial tool to manage your money in just a tap, offering you dynamic and integrated financial services including: - investment fund - manage your ZA Coin balance, ZA Fam account and relevant setting Remarks: 1. ZA Group refers to the ZA Group and/or one or more of its family of subsidiaries, affiliates, partners, and programmes which includes ZA Bank, ZA Insure, ZA Invest, ZA Fam and ZA Coin. 2. ZA One is an App developed and operated by ZA International Financial Services Limited (ZAIF). 3. AA Invest is the business partner of ZAIF and offers the above regulated activities via ZA One. *Terms and conditions apply. Promotional offers are provided by AA Invest. Please download ZA One App to refer to relevant terms and conditions.
Screenshots
Verdict
The clearest difference is review sentiment: ZA One at 50% against Fubon GO's 4%. ZA One also leads on rating (5.0 vs 1.5) and update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZA One holds the better App Store score, 5.0 against 1.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 4% of Fubon GO's written reviews are positive against 50% of ZA One's.
Fubon GO ships an update every 3 months, ZA One every 2 weeks. The most recent releases landed on October 13, 2026 and September 22, 2026 respectively.
| Parameter | Fubon GO | ZA One |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 3.8% of reviews | 50.0% of reviews — better |
| Number of ratings | 2 | 3 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | Fubon Bank (Hong Kong) Limited | ZA INTERNATIONAL FINANCIAL SERVICES LIMITED |
Customer experience
Fubon GO
ZA One
In-app purchases
Fubon GO
No in-app purchases
ZA One
No in-app purchases
