PayCaptain vs Payday Today
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayCaptain
This app provides employees with interactive payslips, a chatbot for pay-related questions, and automated wage advances. It also facilitates savings, charitable donations, and flexible pay splitting, alongside personal financial wellness guidance.
- Interactive payslips with chatbot
- Automated wage advances up to £200
- Dedicated Visa Debit Card
- Automatic savings transfers
- Tax-free charity donations
- Flexible pay splitting
- Financial wellness guidance
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With PayCaptain you can: Enjoy graphical and interactive payslips with our built-in friendly chatbot to answer questions about your pay Get up to £200 per pay period, every week for your weekly personal expenses (automated/free wage advance) Get a PayCaptain account with a Visa Debit Card to separate some funds from your main bank account Make every pay day a ‘save day’ with automatic payments to your savings account Make tax free donations to your favourite charity and see your philanthropy on each payslip Round down your net pay and donate the pennies to your companies nominated charity Split your end of month pay to wherever its needed. Personal/Joint/Kids/Loan/etc Personal Financial Wellness Guidance and confidential helpline Your company needs to be using the PayCaptain Payroll Service to be able to use this app.
Payday Today
Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.
- Access accrued wages
- Withdraw available funds
- Transfer to banks/e-wallets
- Request and use vouchers
- View transaction history
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OUR SERVICE Payday Today app enables you to: 1. Get access to your accrued earn wage or any available funds set by your employer. 2. Easily request or withdraw your earned salary or any available funds. 3. Transfer amount requested to any banks via instapay or e-wallets. 4. Can request voucher and use it for in-app transactions. 5. Transfer voucher to any banks via instapay or e-wallets. OUR SUBSCRIBERS Are people who want to: Easily access and withdraw their available funds and transfer to any banks or ewallets. Send vouchers to loved ones who need them Directly access their transactions history Easily access other available in-app services
Screenshots
Verdict
The clearest difference is iOS requirement: Payday Today at 14.0 against PayCaptain's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | PayCaptain | Payday Today |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (2 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | PayCaptain Payroll Solutions Limited | GoodApps Inc. |
Customer experience
PayCaptain
Payday Today
In-app purchases
PayCaptain
No in-app purchases
Payday Today
No in-app purchases
