PayCaptain vs TiPJAR Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayCaptain
This app provides employees with interactive payslips, a chatbot for pay-related questions, and automated wage advances. It also facilitates savings, charitable donations, and flexible pay splitting, alongside personal financial wellness guidance.
- Interactive payslips with chatbot
- Automated wage advances up to £200
- Dedicated Visa Debit Card
- Automatic savings transfers
- Tax-free charity donations
- Flexible pay splitting
- Financial wellness guidance
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With PayCaptain you can: Enjoy graphical and interactive payslips with our built-in friendly chatbot to answer questions about your pay Get up to £200 per pay period, every week for your weekly personal expenses (automated/free wage advance) Get a PayCaptain account with a Visa Debit Card to separate some funds from your main bank account Make every pay day a ‘save day’ with automatic payments to your savings account Make tax free donations to your favourite charity and see your philanthropy on each payslip Round down your net pay and donate the pennies to your companies nominated charity Split your end of month pay to wherever its needed. Personal/Joint/Kids/Loan/etc Personal Financial Wellness Guidance and confidential helpline Your company needs to be using the PayCaptain Payroll Service to be able to use this app.
TiPJAR Wallet
This platform enables individuals and teams to receive cashless tips directly from customers. It facilitates transparent and fair distribution of these tips among team members, supporting tipped workers in a cashless economy.
- Cashless tipping
- Direct customer payments
- Team tip distribution
- Transparent payouts
- Fair tip sharing
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TiPJAR® is an award-winning cashless tipping platform that allows individuals and teams to receive cashless tips directly from customers, then distribute them transparently and fairly amongst the team. We are a start-up on a global mission to help tipped workers in the emerging cashless society, to help businesses reward and motivate their best staff, and to help customers say thank you for great service.
Screenshots
Verdict
The clearest difference is update cadence: TiPJAR Wallet at every 3 weeks against PayCaptain's every 2 months. On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayCaptain ships an update every 2 months, TiPJAR Wallet every 3 weeks. The most recent releases landed on October 5, 2026 and October 18, 2026 respectively.
| Parameter | PayCaptain | TiPJAR Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (57 ratings) — better |
| Positive reviews | 33.3% of reviews — better | 31.5% of reviews |
| Number of ratings | — | 57 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.4 — better |
| Further details — not scored | ||
| Size | 33 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | PayCaptain Payroll Solutions Limited | TiPJAR |
Customer experience
PayCaptain
TiPJAR Wallet
Bugs and requests
PayCaptain
Not enough reviews yet to summarise bugs or requests.
TiPJAR Wallet
Reported bugs
21 issues- Password reset links not sent
- Login details incorrect after reset
- Not paid owed tips
- App constantly prompts to download itself
- Tips stay in 'pending' forever
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- App crashes frequently
- Cannot log in without changing password
- Loading screen never ends on iPhone
- Cannot login via mobile app, only browser
- App broken after update
- App doesn't work after update, only loading page
- App not working after update
- App regularly asks to reset account or says phone not registered
- Login messed up, unable to navigate after login
- Cannot use with Apple's Password app
- iPhone users can't copy/paste or use decimal for withdrawal
- Camera not accessing for verification
- Face scan not working
- App not showing received tips money after update
- Camera doesn't open for verification
- Login issues, fingerprint doesn't work
Requested features
8 requests- Add option to type decimals for withdrawal
- Allow copy-paste of codes from email
- Anonymous tipping option
- Preview tipping page as customer sees it
- Clearer button for adjusting tipping page text
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- Anonymous tipping would be a HUGE benefit
- Fix Face ID/Touch ID login issues
- Improve accessibility for all users
In-app purchases
PayCaptain
No in-app purchases
TiPJAR Wallet
No in-app purchases
Questions
Is PayCaptain free?
Is TiPJAR Wallet free?
Do PayCaptain or TiPJAR Wallet have ads?
Which is updated more often, PayCaptain or TiPJAR Wallet?
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