NatWest Mobile Banking vs PayCaptain

Join over 11 million customers and download our NatWest mobile banking app today to make your day-to-day banking easy, quick and secure. Why the NatWest app? Manage your money easily and securely: • Apply for current, savings, child, teen, Premier, and student accounts quickly. Eligibility criteria apply. • See all your bank accounts straight from your Home screen. • Freeze and unfreeze your card at any time (Mastercard only). • Use pots to set money aside from your main account for everyday needs and to stay in control of your spending. • Set up fingerprint, voice or facial recognition for better security and to send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices. Send, receive and access money quickly: • Request money via a QR code or link. • Send money faster with a personalised list of favourite payees. • Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and uses online or mobile banking. Paying bank criteria and limits may apply.) • iPhone only: Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked). Stay on top of your spending and saving: • Keep track of payments all in one place. • Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling. • Budget easily by managing your monthly spending and set categories. • Turn on push notifications to get alerted when money reaches or leaves your account. Get support for every life event: • Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply. • Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address. • Discover our additional products and services, including mortgages, home and life insurance and loans, in one place. • Fast track your money goals with the help of our handy plans, tools and tips. Important info: Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu, where you will be able to find motion and visual control settings within the menu (note this is not within our app, but in the settings of your device itself). Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18. By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at natwest.com/mobileterms. Please save or print a copy along with the Privacy Policy for your record.

With PayCaptain you can: Enjoy graphical and interactive payslips with our built-in friendly chatbot to answer questions about your pay Get up to £200 per pay period, every week for your weekly personal expenses (automated/free wage advance) Get a PayCaptain account with a Visa Debit Card to separate some funds from your main bank account Make every pay day a ‘save day’ with automatic payments to your savings account Make tax free donations to your favourite charity and see your philanthropy on each payslip Round down your net pay and donate the pennies to your companies nominated charity Split your end of month pay to wherever its needed. Personal/Joint/Kids/Loan/etc Personal Financial Wellness Guidance and confidential helpline Your company needs to be using the PayCaptain Payroll Service to be able to use this app.