Comparison

FlexiPay Uganda vs PegPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlexiPay Uganda

Manage your finances with a secure digital wallet. Send and receive money, pay bills, link bank cards, and shop with merchants. Earn rewards for usage and referrals.

Highlights
  • Send and receive money instantly
  • Cross-platform transactions
  • Easy bill payments
  • Link bank cards
  • Shop and pay merchants
  • Earn rewards and points
  • Deposit/withdraw funds
Features
Read full description

The Flexipay Wallet is an all in one digital wallet solution that allows you to live free by making financial transactions convenient, safe, quick, secure, affordable and easy. It’s everything you’ve ever needed and more. With the Flexipay Wallet, you step into the realm of control and convenience of every area of your finances with just a click of a button.  What the Flexipay Wallet has to offer;    • The Flexipay Wallet allows you to send and receive money on your phone from other Flexipay users at no charge.   • The Flexipay Wallet allows for cross platform transactions between the App, Mobile Networks and your bank.  • The Flexipay Wallet allows you to make bill payments with ease. Whether its DSTV, STARTIMES, GOTV, UMEME YAKA, UMEME POSTPAID, NWSC, SCHOOL FEES or URA, the Flexipay Wallet has got you sorted. • The Flexipay Wallet also allows you to link all your bank cards to the App. • With the Flexipay Wallet, you can shop and pay multiple merchants for goods and services.  • Earn rewards with loyalty program: Earn points for using the Flexipay Wallet and referring new customers. Accumulated points can be used to purchase goods and services.  • The Flexipay wallet allows you to deposit or withdraw funds from multiple platforms that include Mobile Money, your bank account and Agent Banking.

About

PegPay

This application facilitates fund transfers to mobile money wallets and bank accounts within Uganda. It also allows users to pay various bills, including utilities, airtime, and rent, through a single platform.

Highlights
  • Transfer funds to mobile money wallets
  • Transfer funds to bank accounts
  • Pay digital TV bills
  • Pay electricity bills
  • Pay water bills
  • Pay airtime and data bills
  • Pay rent
Features
Read full description

Pegpay is an app by Pegasus Technologies Ltd in Uganda. The app allows onboarded users to Transfer Funds and make Bill Payments. Money Transfer Users are able to transfer funds to all telecom mobile money wallets and Bank accounts in Uganda. The transfers are initiated off an individual's valid mobile money wallet or Debit card. Bill Payments The Pegpay app enables users to pay for their personal bills, ranging from digital TV, electricity, water, airtime, internet data and rent, giving the app users a single channel for all bill payments in Uganda

Screenshots

FlexiPay Uganda4 screens
PegPay4 screens

Verdict

The call

The clearest difference is rating: FlexiPay Uganda at 1.8 against PegPay's 1.0. FlexiPay Uganda also leads on ratings volume (5 vs 1) and device support (3 vs 1). PegPay's advantage is update cadence (daily vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FlexiPay Uganda holds the better App Store score, 1.8 against 1.0. That said, the two scores are not equally well evidenced: FlexiPay Uganda has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FlexiPay Uganda ships an update every 2 months, PegPay daily. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
FlexiPay Uganda versus PegPay: the parameters behind the verdict, then further details
ParameterFlexiPay UgandaPegPay
PriceFreeFree
Rating1.8 (5 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 2 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size41 MB32 MB
Age rating17+4+
DeveloperStandard Bank GroupPegasus Technologies Limited

Customer experience

FlexiPay Uganda

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PegPay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FlexiPay Uganda

No in-app purchases

None

PegPay

No in-app purchases

Questions

Is FlexiPay Uganda free?
FlexiPay Uganda is free to download, with no in-app purchases.
Is PegPay free?
PegPay is free to download, with no in-app purchases.
Which has better reviews, FlexiPay Uganda or PegPay?
FlexiPay Uganda is rated higher. FlexiPay Uganda averages 1.8 out of 5 from 5 ratings, while PegPay averages 1.0 from 1 ratings.
Do FlexiPay Uganda or PegPay have ads?
Neither FlexiPay Uganda nor PegPay shows ads.
Which is updated more often, FlexiPay Uganda or PegPay?
FlexiPay Uganda ships an update every 2 months, and PegPay daily. Most recently, FlexiPay Uganda was updated on October 6, 2026 and PegPay on October 7, 2026.

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