Kawu vs PegPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kawu
This app allows parents to send money to their children's smart cards and manage their spending. Parents receive real-time notifications for withdrawals and low balances, helping them oversee their child's finances remotely.
- Send upkeep to student smart cards
- Manage child's spending limits
- Real-time withdrawal notifications
- Low balance alerts
- Remote expense management
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Kawu enables parents to directly send upkeep (pocket money) to their students Smart Card. Parents can manage their child's expenses by setting withdraw limits above which a student can not withdraw or buy anything with the card. Right from the comfort of your home, you will receive real time notifications regarding all withdraws (You can opt out), sms when the account balance of your child is running low among other functionalities. With the Kawu App you are now covered, try it now.
PegPay
This application facilitates fund transfers to mobile money wallets and bank accounts within Uganda. It also allows users to pay various bills, including utilities, airtime, and rent, through a single platform.
- Transfer funds to mobile money wallets
- Transfer funds to bank accounts
- Pay digital TV bills
- Pay electricity bills
- Pay water bills
- Pay airtime and data bills
- Pay rent
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Pegpay is an app by Pegasus Technologies Ltd in Uganda. The app allows onboarded users to Transfer Funds and make Bill Payments. Money Transfer Users are able to transfer funds to all telecom mobile money wallets and Bank accounts in Uganda. The transfers are initiated off an individual's valid mobile money wallet or Debit card. Bill Payments The Pegpay app enables users to pay for their personal bills, ranging from digital TV, electricity, water, airtime, internet data and rent, giving the app users a single channel for all bill payments in Uganda
Screenshots
Verdict
The clearest difference is rating: Kawu at 4.4 against PegPay's 1.0. Kawu also leads on ratings volume (13 vs 1). PegPay's advantage is update cadence (daily vs every 2 weeks) and iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kawu holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: Kawu has 13 ratings behind it against 1, so its average is the more settled of the two.
Kawu ships an update every 2 weeks, PegPay daily. The most recent releases landed on September 16, 2026 and September 19, 2026 respectively.
| Parameter | Kawu | PegPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (13 ratings) — better | 1.0 (1 ratings) |
| Number of ratings | 13 — better | 1 |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 54 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Kawu Smart Mobile Money Services LTD. | Pegasus Technologies Limited |
Customer experience
Kawu
PegPay
In-app purchases
Kawu
No in-app purchases
PegPay
No in-app purchases
