POSPAY vs BPDDIY Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
POSPAY
This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.
- Bill payment for utilities, installments, and more
- Instant money transfers via Weselpos Instan
- Giropos account management
- QR code scanning for merchant payments
- Financial planning tools
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POSPAY adalah platform digital berbasis rekening Giropos yang diberikan kepada pemilik rekening Giropos sehingga dapat mengakses layanan Giropos dan layanan transaksi keuangan pos lainnya secara ‘mobile’. Dengan menggunakan ‘POSPAY Anda diberikan kemudahan dan fasilitas layanan transaksi keuangan secara ‘mobile’ yang dapat diakses kapan saja dan dimana saja seperti: a. Layanan Bill Payment: Pembayaran berbagai Tagihan : Listrik, PDAM, Cicilan Motor, Mobil, BPJS, Pembelian pulsa, token listrik dan masih banyak lagi. b. Pengiriman Uang melalui layanan Weselpos Instan. Kirim uang secepat sms. c. Pengelolaan Keuangan melalui Layanan Giropos: menyimpan dana di rekening Giropos, mudah, aman dan nyaman. d. Fasilitas Scan QR Code untuk pembayaran/pembelian via merchant/Micro Payment dengan basis Rekening Giropos. e. Perencanaan Keuangan dll. Layanan ‘POSPAY’ melengkapi jaringan dan titik layanan (Point of Sales) PT Pos Indonesia (Persero) yang sudah tersedia sebelumnya sekitar 58.700 titik dalam bentuk Kantorpos, Agenpos, Mobile Postal Service, dan lain-lain di seluruh Indonesia. Gunakan POSPAY untuk kemudahan dan kenyamanan kebutuhan layanan transaksi keuangan Anda.
BPDDIY Mobile
Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.
- Interbank and intra-bank transfers
- Bill payments (tax, insurance, utilities, e-commerce)
- Purchases (electricity tokens, internet data, e-wallet top-ups)
- QRIS payment scanning
- Cardless ATM withdrawals
- Digital account opening
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Bank BPDDIY Mobile by PT Bank BPD DIY is a trusted financial transaction aplication provided only for you. Our features at the tip of your finger would help you to experience non-cash transaction anytime and anywhere. TRANSFER Allow you to transfer between accounts or transfer to other banks. PAYMENT We provide you with various bill payment such as phone bill, tax bill (PBB, Pajak Daerah and Retribusi), insurance bill, water bill, electricity bill (PLN Postpaid and PLN Non Taglis), e-commerce bill (Tokopedia) and most of the academic bill payment in Yogyakarta. PURCHASE Look nowhere and buy what you need with Bank BPDDIY Mobile such as electricity token, internet quota, and top up (e-wallet, mobile) QRIS PAYMENT Scan any kind of QRIS (Quick Response Code Indonesian Standard) to pay your purchase. No need to top up, the payment will be taken directly from your bank account. CARDLESS WITHDRAWAL Forget the ATM Card, now you can withdraw your money at any of Bank BPD DIY ATM and Cash Recycle Machine without one. Digital on Boarding (DoB) This new feature allows customers to open a bank account through the Bank BPD DIY Mobile app without having to visit a branch office. Importance Note : 1. ONLY register your OWN mobile number to use Bank BPD DIY Mobile. 2. KEEP your password, PIN and OTP confidential. DO NOT share to anybody including Bank representative. For further information and assistence, please do contact us at 1500061. We will glad to help you. So, what are you waiting for? Download now and live in a cashless society.
Screenshots
Verdict
The clearest difference is ads: BPDDIY Mobile at none against POSPAY's shown. BPDDIY Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (26% vs 15%). POSPAY's advantage is update cadence (every 6 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
POSPAY ships an update every 6 weeks, BPDDIY Mobile every 3 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.
| Parameter | POSPAY | BPDDIY Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (11 ratings) — better | — |
| Positive reviews | 15.3% of reviews | 26.0% of reviews — better |
| Number of ratings | 11 — better | — |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 155 MB | 67 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. Pos Indonesia (Persero) | PT. Bank BPD DIY |
Customer experience
POSPAY
BPDDIY Mobile
In-app purchases
POSPAY
No in-app purchases
BPDDIY Mobile
No in-app purchases







