Comparison

POSPAY vs BPDDIY Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

POSPAY

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.

Highlights
  • Bill payment for utilities, installments, and more
  • Instant money transfers via Weselpos Instan
  • Giropos account management
  • QR code scanning for merchant payments
  • Financial planning tools
Features
Read full description

POSPAY adalah platform digital berbasis rekening Giropos yang diberikan kepada pemilik rekening Giropos sehingga dapat mengakses layanan Giropos dan layanan transaksi keuangan pos lainnya secara ‘mobile’. Dengan menggunakan ‘POSPAY Anda diberikan kemudahan dan fasilitas layanan transaksi keuangan secara ‘mobile’ yang dapat diakses kapan saja dan dimana saja seperti: a. Layanan Bill Payment: Pembayaran berbagai Tagihan : Listrik, PDAM, Cicilan Motor, Mobil, BPJS, Pembelian pulsa, token listrik dan masih banyak lagi. b. Pengiriman Uang melalui layanan Weselpos Instan. Kirim uang secepat sms. c. Pengelolaan Keuangan melalui Layanan Giropos: menyimpan dana di rekening Giropos, mudah, aman dan nyaman. d. Fasilitas Scan QR Code untuk pembayaran/pembelian via merchant/Micro Payment dengan basis Rekening Giropos. e. Perencanaan Keuangan dll. Layanan ‘POSPAY’ melengkapi jaringan dan titik layanan (Point of Sales) PT Pos Indonesia (Persero) yang sudah tersedia sebelumnya sekitar 58.700 titik dalam bentuk Kantorpos, Agenpos, Mobile Postal Service, dan lain-lain di seluruh Indonesia. Gunakan POSPAY untuk kemudahan dan kenyamanan kebutuhan layanan transaksi keuangan Anda.

About

BPDDIY Mobile

Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.

Highlights
  • Interbank and intra-bank transfers
  • Bill payments (tax, insurance, utilities, e-commerce)
  • Purchases (electricity tokens, internet data, e-wallet top-ups)
  • QRIS payment scanning
  • Cardless ATM withdrawals
  • Digital account opening
Features
Read full description

Bank BPDDIY Mobile by PT Bank BPD DIY is a trusted financial transaction aplication provided only for you. Our features at the tip of your finger would help you to experience non-cash transaction anytime and anywhere. TRANSFER Allow you to transfer between accounts or transfer to other banks. PAYMENT We provide you with various bill payment such as phone bill, tax bill (PBB, Pajak Daerah and Retribusi), insurance bill, water bill, electricity bill (PLN Postpaid and PLN Non Taglis), e-commerce bill (Tokopedia) and most of the academic bill payment in Yogyakarta. PURCHASE Look nowhere and buy what you need with Bank BPDDIY Mobile such as electricity token, internet quota, and top up (e-wallet, mobile) QRIS PAYMENT Scan any kind of QRIS (Quick Response Code Indonesian Standard) to pay your purchase. No need to top up, the payment will be taken directly from your bank account. CARDLESS WITHDRAWAL Forget the ATM Card, now you can withdraw your money at any of Bank BPD DIY ATM and Cash Recycle Machine without one. Digital on Boarding (DoB) This new feature allows customers to open a bank account through the Bank BPD DIY Mobile app without having to visit a branch office. Importance Note : 1. ONLY register your OWN mobile number to use Bank BPD DIY Mobile. 2. KEEP your password, PIN and OTP confidential. DO NOT share to anybody including Bank representative. For further information and assistence, please do contact us at 1500061. We will glad to help you. So, what are you waiting for? Download now and live in a cashless society.

Screenshots

POSPAY4 screens
BPDDIY Mobile4 screens

Verdict

The call

The clearest difference is ads: BPDDIY Mobile at none against POSPAY's shown. BPDDIY Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (26% vs 15%). POSPAY's advantage is update cadence (every 6 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

POSPAY ships an update every 6 weeks, BPDDIY Mobile every 3 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
POSPAY versus BPDDIY Mobile: the parameters behind the verdict, then further details
ParameterPOSPAYBPDDIY Mobile
PriceFreeFree
Rating1.7 (11 ratings) — better—
Positive reviews15.3% of reviews26.0% of reviews — better
Number of ratings11 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.5
Further details — not scored
Size155 MB67 MB
Age rating4+17+
DeveloperPT. Pos Indonesia (Persero)PT. Bank BPD DIY

Customer experience

POSPAY

All ratings11 ratings
Positive18.2%
Neutral0.0%
Negative81.8%
Written reviews59 reviews
Positive15.3%
Neutral3.4%
Negative81.4%

BPDDIY Mobile

Written reviews50 reviews
Positive26.0%
Neutral2.0%
Negative72.0%

In-app purchases

None

POSPAY

No in-app purchases

None

BPDDIY Mobile

No in-app purchases

Questions

Is POSPAY free?
POSPAY is free to download, with no in-app purchases.
Is BPDDIY Mobile free?
BPDDIY Mobile is free to download, with no in-app purchases.
Do POSPAY or BPDDIY Mobile have ads?
POSPAY shows ads; BPDDIY Mobile does not.
Which is updated more often, POSPAY or BPDDIY Mobile?
POSPAY ships an update every 6 weeks, and BPDDIY Mobile every 3 months. Most recently, POSPAY was updated on October 15, 2026 and BPDDIY Mobile on October 14, 2026.

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