Comparison

Permata ME vs BPDDIY Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Permata ME

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Highlights
  • Free transfers with BI-FAST
  • Collect and redeem PermataPoin rewards
  • International transfers and forex
  • QRIS payments
  • Account opening for foreigners
  • Loan applications
  • Transaction history and statements
Features
Read full description

Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920

About

BPDDIY Mobile

Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.

Highlights
  • Interbank and intra-bank transfers
  • Bill payments (tax, insurance, utilities, e-commerce)
  • Purchases (electricity tokens, internet data, e-wallet top-ups)
  • QRIS payment scanning
  • Cardless ATM withdrawals
  • Digital account opening
Features
Read full description

Bank BPDDIY Mobile by PT Bank BPD DIY is a trusted financial transaction aplication provided only for you. Our features at the tip of your finger would help you to experience non-cash transaction anytime and anywhere. TRANSFER Allow you to transfer between accounts or transfer to other banks. PAYMENT We provide you with various bill payment such as phone bill, tax bill (PBB, Pajak Daerah and Retribusi), insurance bill, water bill, electricity bill (PLN Postpaid and PLN Non Taglis), e-commerce bill (Tokopedia) and most of the academic bill payment in Yogyakarta. PURCHASE Look nowhere and buy what you need with Bank BPDDIY Mobile such as electricity token, internet quota, and top up (e-wallet, mobile) QRIS PAYMENT Scan any kind of QRIS (Quick Response Code Indonesian Standard) to pay your purchase. No need to top up, the payment will be taken directly from your bank account. CARDLESS WITHDRAWAL Forget the ATM Card, now you can withdraw your money at any of Bank BPD DIY ATM and Cash Recycle Machine without one. Digital on Boarding (DoB) This new feature allows customers to open a bank account through the Bank BPD DIY Mobile app without having to visit a branch office. Importance Note : 1. ONLY register your OWN mobile number to use Bank BPD DIY Mobile. 2. KEEP your password, PIN and OTP confidential. DO NOT share to anybody including Bank representative. For further information and assistence, please do contact us at 1500061. We will glad to help you. So, what are you waiting for? Download now and live in a cashless society.

Screenshots

Permata ME4 screens
BPDDIY Mobile4 screens

Verdict

The call

The clearest difference is monetization model: BPDDIY Mobile at free against Permata ME's free with in-app purchases. Permata ME's advantage is update cadence (every 2 weeks vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Permata ME ships an update every 2 weeks, BPDDIY Mobile every 3 months. Both last shipped on October 14, 2026.

Scorecard2 real differences · 8 level
Permata ME versus BPDDIY Mobile: the parameters behind the verdict, then further details
ParameterPermata MEBPDDIY Mobile
PriceFreeFree
Rating3.1 (77 ratings) — better—
Positive reviews18.6% of reviews26.0% of reviews — better
Number of ratings77 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size264 MB67 MB
Age rating4+17+
DeveloperPT. Bank Permata, TbkPT. Bank BPD DIY

Customer experience

Permata ME

All ratings77 ratings
Positive45.5%
Neutral10.4%
Negative44.2%
Written reviews167 reviews
Positive18.6%
Neutral10.8%
Negative70.7%

BPDDIY Mobile

Written reviews50 reviews
Positive26.0%
Neutral2.0%
Negative72.0%

In-app purchases

None

Permata ME

No in-app purchases

None

BPDDIY Mobile

No in-app purchases

Questions

Is Permata ME free?
Permata ME is free to download, with no in-app purchases.
Is BPDDIY Mobile free?
BPDDIY Mobile is free to download, with no in-app purchases.
Do Permata ME or BPDDIY Mobile have ads?
Neither Permata ME nor BPDDIY Mobile shows ads.
Which is updated more often, Permata ME or BPDDIY Mobile?
Permata ME ships an update every 2 weeks, and BPDDIY Mobile every 3 months. Most recently, Permata ME was updated on October 14, 2026 and BPDDIY Mobile on October 14, 2026.

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