Security Service Mobile vs Proficient ONE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Security Service Mobile
Manage your bank accounts securely from your mobile device. View balances, transfer funds, deposit checks, and pay bills with ease. Access helpful resources like branch locators and credit score information.
- View account balances and transactions
- Transfer money between accounts
- Deposit checks via mobile
- Schedule and pay bills
- Freeze/unfreeze debit and credit cards
- Set up account alerts
- Find branches and ATMs
Read full descriptionHide full description
Bank anywhere with Security Service Mobile. View your balance, transfer money, deposit checks, and pay bills in a few simple steps. It’s an easy, secure way to manage your accounts. Manage Your Accounts • View balances and transactions • Transfer money • Deposit checks • Set up alerts • Debit and credit card freeze/unfreeze • Set up a travel notice Make Payments & Transfers • Schedule, edit, or cancel payments with Bill Pay • Transfer money between your accounts • Set up credit card autopay • Send and receive money with Zelle® Helpful Resources • Branch and ATM locator • Direct access to your Power Protected Checking benefits • ID Monitoring access* • Credit score access* • Mobile phone claim access* *Power Protected Checking account holders only. Federally insured by NCUA. Standard data and text messaging rates may apply. Alerts are based upon the settings you establish. Mobile check deposit is subject to eligibility and qualification requirements. Most alerts are provided real-time, but some may not trigger an immediate alert. Security Service is not responsible for an alert not being sent or received. Standard data and text messaging rates may apply. Copyright © Security Service Federal Credit Union. All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Proficient ONE
Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. View balances, submit claims by scanning, make quick payments, and receive instant notifications.
- Benefit account management
- Scan-to-enter claims
- Fast payments
- Instant notices
- Account balance viewing
Read full descriptionHide full description
Your money, faster. It’s never been easier to use your benefit accounts – HSAs FSAs HRAs, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.
Screenshots
Verdict
The clearest difference is review sentiment: Proficient ONE at 75% against Security Service Mobile's 7%. Proficient ONE also leads on rating (4.9 vs 2.6) and update cadence (monthly vs every 3 months). Security Service Mobile's advantage is ratings volume (1.2K vs 78) and monetization model (free vs ad-supported). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Proficient ONE holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: Security Service Mobile has 1.2K ratings behind it against 78, so its average is the more settled of the two. Written reviews point the same way: 7% of Security Service Mobile's written reviews are positive against 75% of Proficient ONE's.
Security Service Mobile ships an update every 3 months, Proficient ONE monthly. The most recent releases landed on October 20, 2026 and October 11, 2026 respectively.
| Parameter | Security Service Mobile | Proficient ONE |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (1.2K ratings) | 4.9 (78 ratings) — better |
| Positive reviews | 7.3% of reviews | 75.0% of reviews — better |
| Number of ratings | 1.2K — better | 78 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 14 — better |
| Further details — not scored | ||
| Size | 47 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | Security Service Federal Credit Union (SSFCU) | Elevate CDB Inc |
Customer experience
Security Service Mobile
Proficient ONE
Bugs and requests
Security Service Mobile
Reported bugs
5 issues- Login screen freezes
- Face ID/biometrics not working consistently
- Delayed or missing transaction updates
- Incorrect account balances shown
- Mobile check deposit not functioning properly
Requested features
6 requests- Dark mode option
- Ability to transfer between family member accounts
- Improve transaction details and history
- Better organization and customization of accounts
- Streamline login and authentication process
Show 1 moreShow fewer
- Improve mobile check deposit functionality
Proficient ONE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Security Service Mobile
No in-app purchases
Proficient ONE
No in-app purchases
Questions
Is Security Service Mobile free?
Is Proficient ONE free?
Which has better reviews, Security Service Mobile or Proficient ONE?
Do Security Service Mobile or Proficient ONE have ads?
Which is updated more often, Security Service Mobile or Proficient ONE?
Other comparisons















