RazorpayX vs Subtle

RazorpayX is a neo-banking platform built for businesses. RazorpayX Business Banking Hub makes moving money simple and managing finances frictionless for business owners and finance teams by making it easy to manage all aspects of a business’ finance in one platform. Saving time and effort while performing everyday banking operations like paying vendors, salaries & tax payments, accounting/reconciliation gives business owners more bandwidth and control to manage other aspects of business like growth and expansion. At RazorpayX, we are building all these on top of a Current account - the heart of your business’s finances: • Instant beneficiary addition with no limit on the amount for the first 24 hours • End-to-end automation for adding, tracking, and clearing invoice and TDS payments • Tax payments are automated, paid on time and challans shared in your inbox for tax filing purposes • Calculate payroll, disburse salaries and automate compliance payments like TDS, PF, ESI, PT, and more! • Stress-free integrations with Tally, Zoho and QuickBooks to eliminate data entry & reconciliation User roles to enable collaboration with restricted access based on responsibilities • Approval workflows for payout creation & approval based on the business’ preferences • Schedule payouts and avoid losses due to late fees • Manage all your business contacts in one dashboard • Generate financial reports in minutes and view real-time financial insights at a glance. The RazorpayX Business Banking Hub is built for business owners & finance teams of all sizes to make their finance frictionless

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io