Cashflows Pro vs BeanWise

Follow us on Twitter at @CashflowsApp! Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain. Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future. It's not interested in the past, so there's no need to enter or maintain your transaction history. It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make. Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off. FEATURES: - Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them. - Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options. - Warning balance: Set a warning balance for an account and see at a glance when your balance is below it. - Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions. - File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow. MANY USES: * Planning Future Purchases: This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford. * Planning for Change: You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future. * Planning for Uncertainty: The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later. * Getting Out of Debt: This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.

BeanWise - Your Multifunctional Double-Entry Accounting App All query code and data are processed and rendered in local. No data is sent to any server. Compatible with beancount. Experience our newly enhanced dashboard with advanced data visualization! Featuring customizable queries, trend indicators, and a fluid waterfall layout. Streamlined account management makes financial tracking more intuitive than ever. What's New: Enhanced Dashboard Experience • New number display with trend indicators for custom queries • Optimized table views with dynamic column widths and smooth scrolling • Introducing waterfall grid layout for flexible data presentation • Added query editor for personalized data views Improved Interactions • Quick account modifications directly from transaction cards • Organized account categories (Assets, Expenses, Income, Liabilities) • Enhanced component layout controls for intuitive operation Feature Enhancements • Cloud-synced dashboard configurations • Refined date handling for precise data visualization • New beancount plugin support for extended functionality Key Features: • Customizable financial dashboard • Real-time account tracking • Intuitive transaction management • Cloud synchronization • Advanced data visualization • Flexible reporting options # Description generated by Notion AI: Support local ledger. keep your financial information confidential and secure, without uploading it to the cloud or sharing it with third-party services. BeanWise is a powerful accounting application that helps users perform double-entry accounting, making financial management easier for users. Whether you are an individual or a business user, BeanWise is your best financial assistant. ## Features - One-click double-entry accounting - Supports multiple currencies - Generates detailed reports - Customize accounts, currencies, items, tags, payees..… - Free import/export of data ## User Guide With the BeanWise accounting app, you can easily record all financial transactions, including income and expenses. Simply create an account in BeanWise and start adding transactions. BeanWise will automatically calculate your cash flow to keep your financial records accurate and complete. ## Keywords - BeanWise - Accounting book - Double-entry accounting - Financial management - Reports - Currency Download BeanWise and start managing your finances! ## Integration of BeanWise and Beancount BeanWise is compatible with the powerful Beancount accounting system. This integration allows BeanWise to provide advanced features such as customizable categories and support for multiple currencies. In addition, BeanWise provides a user-friendly interface that allows users to easily manage finances without using complex command-line tools. With BeanWise, you can easily create accounts, add transactions and generate detailed reports. Download BeanWise now and start confidently managing your finances! If you have any questions or suggestions, do not hesitate to contact us at (beanwise@wang.kids)(https://t.me/beanwise).