Expania vs Finma
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expania
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Expania will help you to track your daily expense which ultimately will help you to save money and stop you to do any unnecessary expenses. It is designed in a way to give you micro level information for each income and expense. In short Expania is simply Wikibook of your daily routine to provide some valuable information including statistics based on your data entered. It will bring account level information to track day to day balance for each account. How Expania will help you to save money? There are some important features we have included with the help of those, we can limit the spending and track expense of each category. Feature Highlights: 1. Home Screen: Easy view to see most of the information about the current month to show available balance, total income and expense 2. Searchable Categories: While you are adding any expense/income then it will give you to choose the category by searching instead of scrolling down or up. This way, we can quickly select the category 3. Search: Using search, you can easily type the characters to find a transaction directly to see the details 4. Filters: Expania helps you to show some specific data based on your requirement such as day view, Week View, Month View and custom date range selection 5. Synchronisation: It will help you to keep your data up to date and safe to access from multiple devices 6. Easy Calendar View: You can easily see the month view using calendar and see the entries by tapping on each day. 7. Accounts: create as many accounts based on your needs to define initial balance and choose the account while adding income/expense which will be visible under the select account to see the all transactions of particular account with balance, expense and income entries. 8. Analysis: It will help you to show in chart with the Expense and Income for each month to see the overview of spending in each categories listed on the screen. 9. Budget: You can define your own budget for each category to control the spending. 10. Cash Flow: it will show the month wise summary with income & expense according to each year in bar chart view 11. Duplicate entry: you can swipe left to get this option on transaction in the listing screen. Any suggestions are welcome & if you have any questions or require clarification for any functionality or flow, please feel free to contact us at support@expaniapp.com. Alternatively, you can also submit your feedback/suggestions through App.
Finma
This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.
- Automated expense tracking (SMS, email, bank, PDF, CSV)
- Privacy-first on-device data storage
- Unlimited transactions and budgets in free tier
- Budget alerts and rule-based auto-categorization
- Subscription tracking and payment reminders
- Interactive charts and visual filtering
- Cash flow analysis
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Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place. Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses: - SMS Automation - Email Sync - Direct bank connection via Plaid - AI PDF import - AI CSV import Features: - Privacy First Finma stores all your financial data locally on-device. Not even we have access to your transactions. - Generous Free Tier The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free. - Budget Alerts Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold. - Rule Based Auto-Categorization Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern. - Subscription Tracking A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently. - Payment Reminders Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance. - Visual Filtering Find the transactions you need even faster with a visual approach in Finma. Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph. - Interactive Charts All charts and graphs in Finma are interactive. Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph. - Cash Flow Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period. The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better. - PDF Import Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts. - Email Sync Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically. - SMS Sync Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically. - Direct Bank Sync We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers. --- What's completely free: - Unlimited transactions - Unlimited rules - Unlimited budgets - Track up to 3 subscriptions - Payment reminders - Budget alerts - Interactive charts and filters The following features require purchasing Premium subscription: - Direct bank sync using Plaid (US & Canada only) - AI related tasks such as document scanning, sms & email parsing - Adding more than 1 account - Custom categories - Custom app icons --- Have questions or need help? Email us at support@finma.money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Finma at none against Expania's shown. Finma also leads on update cadence (every 2 weeks vs monthly). Expania's advantage is device support (5 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expania sells 1 one-off in-app purchase and Finma sells 7 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Expania ships an update monthly, Finma every 2 weeks. The most recent releases landed on September 5, 2026 and September 22, 2026 respectively.
| Parameter | Expania | Finma |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.6 (44 ratings) — better |
| Positive reviews | — | 48.1% of reviews |
| Number of ratings | — | 44 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 73 MB | 137 MB |
| Age rating | 4+ | 4+ |
| Developer | NEXUSLINK SERVICES INDIA PRIVATE LIMITED | Tanmay Sonawane |
In-app purchases
Expania
- Upgrade Now$3.99
Finma
- Premium Weekly Plan3 Days trial$1.997 Days
- Premium Monthly Plan3 Days trial$4.991 Month
- Premium Yearly Plan$14.991 Year
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- Premium Yearly Plan3 Days trial$49.991 Year
- Premium Yearly Plan (Family)3 Days trial$99.991 Year
- Premium Lifetime Plan$149.99
- Premium Lifetime Plan (Family)$199.99









