Finma vs ExpenseJar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finma
This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.
- Automated expense tracking (SMS, email, bank, PDF, CSV)
- Privacy-first on-device data storage
- Unlimited transactions and budgets in free tier
- Budget alerts and rule-based auto-categorization
- Subscription tracking and payment reminders
- Interactive charts and visual filtering
- Cash flow analysis
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Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place. Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses: - SMS Automation - Email Sync - Direct bank connection via Plaid - AI PDF import - AI CSV import Features: - Privacy First Finma stores all your financial data locally on-device. Not even we have access to your transactions. - Generous Free Tier The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free. - Budget Alerts Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold. - Rule Based Auto-Categorization Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern. - Subscription Tracking A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently. - Payment Reminders Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance. - Visual Filtering Find the transactions you need even faster with a visual approach in Finma. Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph. - Interactive Charts All charts and graphs in Finma are interactive. Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph. - Cash Flow Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period. The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better. - PDF Import Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts. - Email Sync Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically. - SMS Sync Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically. - Direct Bank Sync We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers. --- What's completely free: - Unlimited transactions - Unlimited rules - Unlimited budgets - Track up to 3 subscriptions - Payment reminders - Budget alerts - Interactive charts and filters The following features require purchasing Premium subscription: - Direct bank sync using Plaid (US & Canada only) - AI related tasks such as document scanning, sms & email parsing - Adding more than 1 account - Custom categories - Custom app icons --- Have questions or need help? Email us at support@finma.money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
ExpenseJar
Effortlessly track expenses, create budgets, and gain insights into your spending habits. This personal finance companion offers smart categorization, bank statement import, and secure cloud sync for seamless financial management across devices.
- Quick expense recording
- Budget management
- Smart analytics and reports
- Bank statement import
- Daily expense reminders
- Secure cloud sync
- Customizable categories
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ExpenseJar: Your Personal Finance Companion Take control of your finances with ExpenseJar—the ultimate personal finance app that makes expense tracking, budgeting, and financial planning simple and intuitive. KEY FEATURES: Quick Expense Recording – Log transactions in seconds with smart category suggestions. Budget Management – Set and monitor budgets for different spending categories. Smart Analytics – Visualize spending patterns with insightful charts and reports. Home Screen Widget – Add an app widget to your home screen for quick access and better visibility. Bank Statement Import – Easily import your bank statements with a single click for effortless tracking. Daily Reminders – Get notified to log your expenses and stay on track. Secure Data – Your financial data is encrypted and securely stored. Cloud Sync – Seamlessly access your data across all your devices. Export Options – Export financial data for better analysis. Dark Mode Support – Enjoy a comfortable viewing experience in any lighting condition. DETAILED TRACKING: Categorize Expenses Automatically – Smart categorization saves you time. Add Notes to Transactions – Keep additional context for every expense. View Daily, Weekly & Monthly Summaries – Get a complete overview of your finances. Filter & Search Transactions – Quickly find what you need with advanced search. BUDGET FEATURES: Set & Track Budgets – Create category-specific or overall budgets. Get Budget Alerts – Avoid overspending with real-time notifications. Visual Budget Tracking – Monitor your budget with clear visual indicators. Flexible Adjustments – Modify budgets as needed based on your spending. ANALYTICS & INSIGHTS: Spending Trends Over Time – Understand how your habits evolve. Category-Based Expense Analysis – See where your money is going. Compare Monthly Spending – Gain insights into financial habits. Identify Savings Opportunities – Discover ways to cut costs and save more. ADDITIONAL FEATURES: User Profile Management – Personalize your profile for a tailored experience. Comprehensive Expense Tracking – Log income and expenses easily. Customizable Categories – Manage and personalize categories effortlessly. Support & Help Center – Get answers and assistance when needed. Customizable Themes – Choose themes that match your style. SECURITY & PRIVACY: Secure Login – Keep your data safe with strong authentication. End-to-End Encryption – Your information remains private and protected. Automatic Backups – Never lose your financial data with regular backups. Privacy-Focused Design – We prioritize your privacy and data security. Download ExpenseJar today and start your journey to better financial management!
Screenshots
Verdict
The clearest difference is review sentiment: ExpenseJar at 100% against Finma's 48%. ExpenseJar also leads on rating (5.0 vs 4.6) and update cadence (every 3 days vs every 2 weeks). Finma's advantage is ads (none vs shown) and ratings volume (44 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finma sells 7 in-app purchases, starting at $1.99 per 7 days and ExpenseJar sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
ExpenseJar holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Finma has 44 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 48% of Finma's written reviews are positive against 100% of ExpenseJar's.
Finma ships an update every 2 weeks, ExpenseJar every 3 days. The most recent releases landed on September 22, 2026 and September 15, 2026 respectively.
| Parameter | Finma | ExpenseJar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (44 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 48.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 44 — better | 1 |
| Update frequency | Every 2 weeks | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 18.1 |
| Further details — not scored | ||
| Size | 137 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Tanmay Sonawane | Arvind Patel |
Customer experience
Finma
ExpenseJar
In-app purchases
Finma
- Premium Weekly Plan3 Days trial$1.997 Days
- Premium Monthly Plan3 Days trial$4.991 Month
- Premium Yearly Plan$14.991 Year
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- Premium Yearly Plan3 Days trial$49.991 Year
- Premium Yearly Plan (Family)3 Days trial$99.991 Year
- Premium Lifetime Plan$149.99
- Premium Lifetime Plan (Family)$199.99
ExpenseJar
- ExpenseJar Premium$0.991 Month









