CashMore vs Aella MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashMore
This platform offers a convenient way to manage various payment needs, including utility bills, subscriptions, and mobile top-ups. It also provides opportunities for individuals to earn by reselling telecommunication services and digital products.
- Bill payments
- Cable TV subscriptions
- Flight bookings
- Mobile recharge
- Betting top-up
- Resell telecom services
- Digital product sales
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CashMore is a product of CapiFlex, a subsidiary of CapitalSage Technology Limited with a focus on meeting all value-added service and payment needs conveniently on one platform while also allowing individuals earn directly from the telecoms and bill payment industry. The flexibility of our business model and technology permits us to offer B2B and B2C services simultaneously. With Cashmore, Individuals can access an array of services such as Cable TV subscriptions, flight bookings, utility bills, monthly recharge, betting top-up, and a host of other services with the ease and no restrictions. As a company, we are inspired by the entrepreneurial and community spirit of the average Nigerian. As such, we offer a range of sellable product such as: Airtime & Data Virtual Top Up, E-pins, Utility Bill Payments, Cable TV Recharge, WAEC and JAMB result pins, and betting to enable entrepreneurs expand their service offerings, and gain a competitive advantage that leads to increased business growth.
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
Screenshots
Verdict
The clearest difference is rating: Aella MFB at 4.6 against CashMore's 3.5. Aella MFB also leads on ratings volume (181 vs 2). CashMore's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aella MFB holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: Aella MFB has 181 ratings behind it against 2, so its average is the more settled of the two.
CashMore ships an update fortnightly, Aella MFB monthly. The most recent releases landed on September 8, 2026 and September 28, 2026 respectively.
| Parameter | CashMore | Aella MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) | 4.6 (181 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 2 | 181 — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 58 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | CreditAssist Investment Limited | Aella Microfinance Bank Limited |
Customer experience
CashMore
Aella MFB
In-app purchases
CashMore
No in-app purchases
Aella MFB
No in-app purchases








