挖财记账 vs 图图记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
挖财记账
Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.
- AI intelligent expense tracking
- Automatic import from WeChat, Alipay, banks
- Voice and screen recognition for quick entry
- Multi-user shared ledgers
- Comprehensive financial reports
- Budget and savings goal setting
- Asset and debt management
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AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!
图图记账
This app offers a clean and powerful way to track your income and expenses. It features automatic transaction import from screenshots, budgeting tools, and detailed financial reports to help you manage your money effectively and achieve savings goals.
- Automatic transaction import from screenshots
- Budgeting and expense category management
- Savings plan creation
- Detailed financial charts and statistics
- Multi-currency support
- Bill import from WeChat and Alipay
- Recurring transaction automation
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** AppStore 「新鲜 App」栏目推荐应用** **「PriceTag」、「最美应用」、「少数派」、「极客公园」、「小众软件」推荐应用** 图图记账是一款简洁精美且功能强大的记账应用,拥有简单易用且不失美观的交互界面,极简的操作流程和自动记账、批量账单导入等快捷功能,让你可以轻松高效的记录自己的收支账单。同时,App 内强大的资产管理功能和统计图表,能帮助你对自己的财务状况和消费趋势一目了然,配合分类预算功能,就可以让你掌握自己的每一笔花销,科学的定制理性消费计划,搭配 App 内的存钱功能,助你更快完成自己的攒钱目标。 【产品主要功能】 - 简洁且强大:精美的 UI 界面和易用的交互体验,永久无广告、无理财、无社区、无需登录,简单操作即可快速完成记账; - 多端支持:桌面级体验的 iPad 客户端,简单易用的 Apple Watch 客户端,数据自动无缝同步; - 自动记账:消费完后截屏,app 自动读取截屏中的付款金额、付款方式等,一键记账! - 存钱功能:支持创建定额存钱计划或灵活存钱计划助你更快达成攒钱目标; - 多账本:支持设定应对不同场景的账本(如旅游账本、装修账本等),分别管理收支,并查看不同账本的收支统计情况; - 桌面小组件:多种精心设计的桌面小组件,好看好用,快速记账、日常数据查看更方便; - 图表统计:一目了然的美观图表,帮你快速了解消费情况,让你更加了解自己的消费习惯,从而减少不必要的支出; - 账单导入:支持导入微信账单、支付宝账单及其他平台的记账数据,简单的几步操作就可以一次性记一周、一月的账; - 到期还款提醒:信用卡、债务到期还款提醒,让你不再错过每一笔账单,避免逾期的烦恼; - 多币种:可添加多币种账户及多币种账单,目前已支持百余种货币,汇率自动更新; - 购物清单:用购物清单管理想要买的东西,买完后一键记账,方便快捷; - 预算功能:可以设置每个支出类别的分类预算,监控消费,合理规划自己消费; - 记账模板:常用收支可添加为记账模板,再次记录时只需一点,一步轻松记录; - 资产管理:可添加现金、储蓄卡、信用卡、网上支付账户、投资理财、债务借出等多种类型的资产账户,方便你有效管理自己的资产,做到对自身财务状况的实时掌握; - 快捷记账模式:开启后,通过桌面图标、应用通知或小组件进入应用,可直接到达记账页面,一步到位; - 自动重复记账:支持设置周期性的账单(如每月扣款的软件订阅等),到设定时间系统会自动记账; - 账单筛选:支持按照不同纬度筛选账单,查账、管理更方便; - 标签功能:支持在记账的时候为账单添加标签,并可在统计页面中查看针对标签账单的统计数据; - 账单退款功能:已添加的消费账单支持退款,满足多种类型的记账需求; - 自定义收支类别:图图记账提供了非常全面的收支类型,同时也支持用户自己去创建个性化的收支类型; - 账单日历视图:使用日历视图可以清晰的查看每天的收支账单,对自己的消费情况了如指掌; - 自定义记账提醒:图图记账支持用户自己设定提醒内容和时间,满足用户的个性化需求,再也不会担心会忘记记账了~ - 数据备份:图图记账使用了 iCloud 来备份数据,所有数据自动实时上传至云端,并可在不同设备间进行同步; - 隐私保护:可创建四位数字密码或使用 Face ID/Touch ID 来保护自己的隐私安全; - 账单导出:支出导出 csv 格式的记账数据; 【联系我】 您的建议和反馈对我来说至关重要,在使用图图记账的过程中,您遇到的任何问题或者建议,都可以通过 AppStore 评论区留言或者邮箱、微博来联系我。 微博:@大导演张子恒 邮箱:zhang@ziheng.me 【关于图图记账高级版订阅服务说明】 图图记账提供月度订阅计划、年度订阅计划和一次性买断计划,订阅价格分别为: ¥68/年(连续包年)、¥128/终身使用权(一次性付费,永久可用) - 您可以根据自己的实际使用情况,选择订阅月度计划、年度计划,或者一次性付费买断图图记账的永久使用权。 - 付款将在确认购买时向iTunes帐户收取。 - 除非至少在当前订阅期结束前 24 小时关闭自动续订,否则订阅将自动续订。 - 在当期结束前的24小时你的账户将被收取续订费用,并确定续费费用。 - 用户可以管理订阅,购买后在用户的“帐户设置”中也可以关闭自动续订。 - 如果提供的免费试用期的任何部分未使用,如果用户在试用的情况下购买该部分的订阅,那么未使用部分将失效。 - 如果您未购买自动续订订阅,您仍然可以正常使用我们的应用程序, 订阅到期后,任何未锁定的内容都可正常使用。 使用条款:[https://sites.google.com/view/totowallet-terms-of-use/home](https://sites.google.com/view/totowallet-terms-of-use/home) 隐私政策:[https://sites.google.com/view/totowallet-privacy-policy/首页](https://sites.google.com/view/totowallet-privacy-policy/%E9%A6%96%E9%A1%B5)
Screenshots
Verdict
The clearest difference is ads: 图图记账 at none against 挖财记账's shown. 图图记账 also leads on review sentiment (81% vs 59%) and device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 挖财记账 sells 20 in-app purchases, starting at $0.99 per month and 图图记账 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.6 for 挖财记账 against 4.5 for 图图记账. Both are backed by a comparable volume of ratings — 249 and 92 respectively. Written reviews are what separate them: 59% of 挖财记账's written reviews are positive against 81% of 图图记账's.
挖财记账 ships an update fortnightly, 图图记账 every 3 weeks. Both last shipped on September 21, 2026.
| Parameter | 挖财记账 | 图图记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (249 ratings) — better | 4.5 (92 ratings) |
| Positive reviews | 58.9% of reviews | 80.6% of reviews — better |
| Number of ratings | 249 — better | 92 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.0 | 13.6 — better |
| Further details — not scored | ||
| Size | 158 MB | 244 MB |
| Age rating | 9+ | 4+ |
| Developer | Hangzhou Yuancai Technology Co.,Ltd. | 子恒 张 |
Customer experience
挖财记账
图图记账
Bugs and requests
挖财记账
Reported bugs
73 issues- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects
Show 68 moreShow fewer
- Screen remains blank upon opening
- Input not displaying immediately after entry
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
Requested features
45 requests- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization
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- Add number formatting with commas
- Add option to edit/customize icons and colors
- Restore monthly budget remaining calculation
- Add ability to edit transaction details more easily
- Improve recurring transaction management
- Add ability to merge/migrate accounts
- Add support for widgets
- Improve search functionality with date ranges
- Add ability to reorder accounts
- Add ability to set custom background colors
- Add facial recognition/password lock for app access
- Improve budget feature with category comparison
- Add ability to split reimbursements
- Add support for multiple currencies and automatic exchange rate updates
- Improve user interface for better clarity and efficiency
- Restore community features for user interaction
- Restore financial management sections
- Add automatic bank/SMS data import
- Add option for partial refunds
- Improve loan/borrowing tracking clarity
- Add ability to set default values for fields
- Add ability to customize transaction entry fields
- Improve handling of zero-value transactions
- Add automatic recommendation for tags/merchants
- Restore ability to search nearby merchants
- Add ability to set default account for new transactions
- Add option to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
- Add ability to customize transaction entry fields
- Add ability to set default account for new transactions
- Add ability to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
图图记账
Not enough reviews yet to summarise bugs or requests.
In-app purchases
挖财记账
- 标准会员连续包月$0.991 Month
- 超级会员连续包月$1.991 Month
- 标准VIP连续包月$1.991 Month
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- 超级VIP连续包月$3.991 Month
- 标准会员连续包年$6.991 Year
- 连续包年$7.991 Year
- 超级会员连续包年$14.991 Year
- 超级会员连续包年7 Days trial$14.991 Year
- 连续包年$17.991 Year
- 标准月会员$1.99
- 免广告年会员$1.99
- 18元会员$2.99
Show 8 moreShow fewer
- 基础永久会员$3.99
- 超级月会员$4.99
- 48元会员$6.99
- 标准两年会员$9.99
- 标准会员Plus$9.99
- 基础永久会员$9.99
- 超级两年会员$24.99
- 超级会员Plus$24.99
图图记账
- 图图记账月付会员$1.991 Month
- 图图记账年付会员3 Days trial$9.991 Year
- 图图记账高级版永久授权2 variants$19.99









