PAYARC vs Full Stack Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PAYARC
Process payments securely from your mobile device. Manage your business remotely with features like transaction management, refunds, and real-time sales monitoring. Send digital receipts to customers and settle transactions with ease.
- Manually key in transactions
- Issue customer refunds
- Add tips to transactions
- Sign on screen
- Email or SMS customer receipts
- Monitor real-time sales data
- Settle transactions
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Take payments on the go with the PAYARC mobile app. With advanced features that allow you to manage your business remotely, you can be in control of your business anywhere. Take secure encrypted payments, issue refunds, and monitor real-time sales data. Key Features: - Manually key in transactions - Issue customer refunds - Add tips to transactions - Sign on screen - Email or SMS customer receipts - View completed transactions instantly - Settle transactions whenever needed with just a click of a button - Plus many other features
Full Stack Payments
Connect local businesses with tailored software solutions through a nationwide agent network. Agents schedule demos and earn bonuses and residual income for successful merchant processing accounts.
- Connect businesses with software solutions
- Nationwide agent network
- Schedule software demos
- Earn scheduling bonuses
- Earn residual income
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Businesses need software solutions that were uniquely designed for their specific business type. Full Stack Payments has a channel of agents nationwide that can help local businesses find these solutions. These agents schedule demos directly with the software companies through the Full Stack Payments app. Agents earn a bonus for scheduling these demos and also earn residual income if the demo results in a processing account for the merchant.
Screenshots
Verdict
The clearest difference is review sentiment: Full Stack Payments at 100% against PAYARC's 50%. Full Stack Payments also leads on update cadence (every 8 days vs every 5 weeks). PAYARC's advantage is rating (5.0 vs 4.7) and iOS requirement (12.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PAYARC holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 6 and 10 respectively. Written reviews complicate that: 50% of PAYARC's written reviews are positive against 100% of Full Stack Payments's, so the app with the better star average is not the one people write more warmly about.
PAYARC ships an update every 5 weeks, Full Stack Payments every 8 days. The most recent releases landed on September 16, 2026 and October 5, 2026 respectively.
| Parameter | PAYARC | Full Stack Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | 4.7 (10 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 | 10 — better |
| Update frequency | Every 5 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 62 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | PAYARC LLC | Full Stack Payments |
Customer experience
PAYARC
Full Stack Payments
In-app purchases
PAYARC
No in-app purchases
Full Stack Payments
No in-app purchases
