Comparison

QwickPAY vs PAYARC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QwickPAY

Transform your iOS device into a secure point-of-sale system. Accept various payment types, including card-present and remote transactions, with features like invoicing and tap-to-pay. Streamline sales and reduce PCI scope by never handling sensitive cardholder data.

Highlights
  • Card-present and card-not-present payments
  • Email invoicing for remote transactions
  • Tap to Pay on iPhone
  • Kiosk Mode
  • SMS/email/print receipts
  • Enhanced tip features
  • In-app passcode lock
Features
Read full description

QwickPAY is a complete payment solution allowing your iOS device (iPhone or iPad) to become a highly secure point of sale system for card-present and card-not-present payments. Whether you need to accept payments in-store, curbside, for delivery, takeout, or via email invoicing, QwickPAY is ready with point of sale devices that accept secure data entered over the phone with manual entry, or in-person with a swipe, tap, or dip of a card, or from tap and go mobile wallets. Streamline the payment process and create frictionless sales and invoices to facilitate in-person and remote, touchless transactions with QwickPAY. QwickPAY removes 100% of the sensitive cardholder data from the merchant while still giving them the necessary information to process Card-Present, credit and signature debit transactions. QwickPAY gives merchants a total solution that helps to reduce their PCI scope. With QwickPAY mobile, the merchant NEVER possesses, transmits or comes in contact with sensitive cardholder data. QwickPAY has been EMV Level 3 certified with several major POS processors. Merchant Account REQUIRED. If you don’t have one, we can help you there too. Contact support@qwickpay.com for details. KEY FEATURES Tap to Pay on iPhone Card-present transactions for magstripe, EMV contact, EMV contactless and NFC payments Invoicing to enable touch-free commerce Kiosk Mode Simplified Menu Receipts can be sent via SMS, e-mail and print Saved receipts can be re-sent via SMS, e-mail and print Tally screen for entering multiple line item amounts Enhanced tip features: prompt for tip; 3 suggested tip percentages; Custom Tip; No Tip options In-app passcode lock History filtering for transaction types TECHNICAL SUPPORT For assistance related to processing, transactions, applications, and settlement, please contact your QwickPAY Service Provider. Your QwickPAY Service Provider is the vendor that provided you with your Login credentials, or you can directly contact your processor (the entity that supplied your merchant account). They will be able to provide you with the best possible service. Most merchant account providers have 365/24/7 support. OTHER FEATURES QwickPAY provides unmatched security for cardholders and merchants. Dynamic Payment Card Data. Encryption within the read head – Decrypted data delivered only to a PCI-DSS certified payment processor or gateway. Tokenization of sensitive data. Authentication (Card, Cardholder data, Card Reading Device, Host, Session) Eliminates the costs and hassles related to the chargeback process by identifying counterfeit cards.

About

PAYARC

Process payments securely from your mobile device. Manage your business remotely with features like transaction management, refunds, and real-time sales monitoring. Send digital receipts to customers and settle transactions with ease.

Highlights
  • Manually key in transactions
  • Issue customer refunds
  • Add tips to transactions
  • Sign on screen
  • Email or SMS customer receipts
  • Monitor real-time sales data
  • Settle transactions
Features
Read full description

Take payments on the go with the PAYARC mobile app. With advanced features that allow you to manage your business remotely, you can be in control of your business anywhere. Take secure encrypted payments, issue refunds, and monitor real-time sales data. Key Features: - Manually key in transactions - Issue customer refunds - Add tips to transactions - Sign on screen - Email or SMS customer receipts - View completed transactions instantly - Settle transactions whenever needed with just a click of a button - Plus many other features

Screenshots

QwickPAY3 screens
PAYARC4 screens

Verdict

The call

The clearest difference is rating: PAYARC at 5.0 against QwickPAY's 4.8. PAYARC also leads on update cadence (every 5 weeks vs every 3 months) and iOS requirement (12.0 vs 17.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PAYARC holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 6 respectively. Written reviews point the same way: 48% of QwickPAY's written reviews are positive against 50% of PAYARC's.

UpkeepUpdate frequency

QwickPAY ships an update every 3 months, PAYARC every 5 weeks. The most recent releases landed on September 19, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
QwickPAY versus PAYARC: the parameters behind the verdict, then further details
ParameterQwickPAYPAYARC
PriceFreeFree
Rating4.8 (4 ratings)5.0 (6 ratings) — better
Positive reviews48.0% of reviews50.0% of reviews — better
Number of ratings46 — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.612.0 — better
Further details — not scored
Size24 MB62 MB
Age rating17+4+
DeveloperMagTek, Inc.PAYARC LLC

Customer experience

QwickPAY

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive48.0%
Neutral4.0%
Negative48.0%

PAYARC

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

QwickPAY

No in-app purchases

None

PAYARC

No in-app purchases

Questions

Is QwickPAY free?
QwickPAY is free to download, with no in-app purchases.
Is PAYARC free?
PAYARC is free to download, with no in-app purchases.
Which has better reviews, QwickPAY or PAYARC?
PAYARC is rated higher. QwickPAY averages 4.8 out of 5 from 4 ratings, while PAYARC averages 5.0 from 6 ratings.
Do QwickPAY or PAYARC have ads?
Neither QwickPAY nor PAYARC shows ads.
Which is updated more often, QwickPAY or PAYARC?
QwickPAY ships an update every 3 months, and PAYARC every 5 weeks. Most recently, QwickPAY was updated on September 19, 2026 and PAYARC on September 16, 2026.

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