Comparison

Phoenix Wallet vs LetsGoDutch!

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Phoenix Wallet

This app offers a fast, easy, and secure way to manage Bitcoin. It leverages the Lightning Network for near-instantaneous payments with minimal fees, making it ideal for everyday transactions like buying coffee. It's a non-custodial, open-source wallet designed for user-friendliness.

Highlights
  • Instant Bitcoin payments
  • Minimal transaction fees
  • Secure Bitcoin storage
  • Automatic Lightning channel management
  • Non-custodial wallet
  • Open source
Features
Read full description

Phoenix makes using bitcoin easy, fast and safe. Payments are nearly instantaneous, and fees are minimal. You can use it to send payments (e.g. buy a cup of coffee), receive payments, and store your bitcoin safely for day-to-day spending. The bitcoin lightning network means faster payments and smaller fees. Lightning is 100% bitcoin - an open standardized payments layer, engineered to improve speed while maintaining security and decentralization. And Phoenix makes it possible for everyone to use. Lightning channels are managed for you automatically. And inbound liquidity is automatically handled too. If you don't know what any of that means, then this is the wallet for you! Phoenix is a non-custodial wallet, and is fully open source. It was created by ACINQ, one of the pioneering companies in the bitcoin lightning network. And the same company that runs the largest lightning node in the world. Bitcoin is for everyone. Enjoy.

About

LetsGoDutch!

Features
Read full description

Let’s Go Dutch! keeps track of who paid for what, so nobody has to keep score in their head. Add an expense in seconds, split it the way it actually happened, and see at a glance who owes whom. Use it for groceries, rent, bills, a dinner out – or a weekend away. THE HOUSEHOLD • One clear balance: whether you owe, are owed, or are all settled • Keep your balance close to zero, and settle up whenever it drifts • Recent expenses at a glance, the full history one tap away • Invite housemates with an iCloud link, or add someone without the app by hand TRIPS • A short-term ledger for a weekend away, a festival, or a few days of plans with friends • Each trip has its own dates, currency and balances, kept apart from the household • Trips can close on their own after the return date SPLITS • Equal, For one, or Custom – choose exactly who was in • Made a mistake? Edit or delete the expenses you added • Add an expense straight from your Home Screen ANY CURRENCY • Euros, pounds, francs, dollars and more SETTLE UP • A paper-style receipt shows exactly who pays whom – share it, then mark it as settled PRIVATE BY DESIGN • Sign in with Apple • Your transactions live in your own private iCloud, shared only with the people you invite • Free, with no ads and no tracking Let’s Go Dutch! needs iCloud (with a tiny bit of storage) to be turned on.

Screenshots

Phoenix Wallet4 screens
LetsGoDutch!4 screens

Verdict

The call

The clearest difference is update cadence: Phoenix Wallet at monthly against LetsGoDutch!'s every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Phoenix Wallet ships an update monthly, LetsGoDutch! every 3 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Phoenix Wallet versus LetsGoDutch!: the parameters behind the verdict, then further details
ParameterPhoenix WalletLetsGoDutch!
PriceFreeFree
Rating4.2 (75 ratings) — better—
Positive reviews57.1% of reviews—
Number of ratings75 — better—
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size61 MB7 MB
Age rating4+4+
DeveloperACINQAleksii Kyryk

Bugs and requests

Phoenix Wallet

Reported bugs

18 issues
  • Money not reflecting in account
  • Crypto locked in wallet
  • Bitcoin sent without user action
  • App not opening on iOS
  • Funds never arrived after transaction
Show 13 more
  • UI display incorrect for amounts
  • Transaction pending for over 30 hours
  • Seed backup to iCloud not resolved
  • Funds stuck for months
  • App deleted wallet after upgrade
  • Restoring connections indefinitely
  • Sat incoming message with 3 z
  • Ghost notification badge
  • V2 broken, 'restoring connections'
  • Receiving not working for days
  • Transactions not going through
  • App offline, no internet message
  • Malware activity warnings

Requested features

7 requests
  • Add LN Address
  • Show preimage in detail
  • Add Portuguese language
  • Add CZK fiat currency
  • Option to connect via TOR on iOS
Show 2 more
  • Ability to open own channels
  • QR code receiving for bleskomat

LetsGoDutch!

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Phoenix Wallet

No in-app purchases

None

LetsGoDutch!

No in-app purchases

Questions

Is Phoenix Wallet free?
Phoenix Wallet is free to download, with no in-app purchases.
Is LetsGoDutch! free?
LetsGoDutch! is free to download, with no in-app purchases.
Do Phoenix Wallet or LetsGoDutch! have ads?
Neither Phoenix Wallet nor LetsGoDutch! shows ads.
Which is updated more often, Phoenix Wallet or LetsGoDutch!?
Phoenix Wallet ships an update monthly, and LetsGoDutch! every 3 months. Most recently, Phoenix Wallet was updated on November 3, 2026 and LetsGoDutch! on October 31, 2026.

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