Phoenix Wallet vs SPLYFF

Phoenix makes using bitcoin easy, fast and safe. Payments are nearly instantaneous, and fees are minimal. You can use it to send payments (e.g. buy a cup of coffee), receive payments, and store your bitcoin safely for day-to-day spending. The bitcoin lightning network means faster payments and smaller fees. Lightning is 100% bitcoin - an open standardized payments layer, engineered to improve speed while maintaining security and decentralization. And Phoenix makes it possible for everyone to use. Lightning channels are managed for you automatically. And inbound liquidity is automatically handled too. If you don't know what any of that means, then this is the wallet for you! Phoenix is a non-custodial wallet, and is fully open source. It was created by ACINQ, one of the pioneering companies in the bitcoin lightning network. And the same company that runs the largest lightning node in the world. Bitcoin is for everyone. Enjoy.

Split money without the spreadsheet. SPLYFF keeps your shared expenses on beautiful cards, one for every person and every group. Add who paid, and SPLYFF works out who owes whom. HOW IT WORKS • Create a card: for a friend, your flat, a trip or a birthday present • Add an amount: tap who paid and who it was for • Done: see at a glance who owes whom ADD TOGETHER Invite friends to a card. Everyone sees the same entries and can add their own. Shared cards are encrypted and synced via iCloud – no sign-up, no account. Friends without SPLYFF can still be on your cards. MULTIPLE CURRENCIES Travelling? Enter amounts in US dollars or South African rand. SPLYFF converts them at the daily rate of the European Central Bank. REQUEST MONEY Send a friendly message via WhatsApp or Messages with one tap, with a PayPal link and the right amount if you like. Once everything is paid, tap “Settle”. CARD PAYMENTS AS SUGGESTIONS With a shortcut, your Apple Pay payments land in SPLYFF as suggestions. One tap and they’re added. YOUR DATA STAYS YOURS No ads, no tracking, no account. Your cards live on your iPhone; shared cards are stored encrypted, and only you and your friends can read them. PRICE Your first 5 entries are free, then a whole month more. After that, unlock SPLYFF once – no subscription. Viewing and exporting are always free.