BEA Mall vs HAPFS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BEA Mall
Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.
- Check bonus points balance and history
- Redeem points for gifts and services
- View account summaries and spending patterns
- Offset transactions with bonus points
- Make restaurant reservations
- Access exclusive promotions and travel offers
- Flexible spending with Auto Instalment programme
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BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, DCH Living, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!
HAPFS
Manage your ORSO account easily with this finance app. Track your balance, update investment instructions, and gain control over your financial future. Designed for convenience and clarity, it puts your account at your fingertips.
- ORSO account management
- Balance tracking
- Investment instruction updates
- Financial future control
- Convenient access
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Manage your ORSO account effortlessly with the HAPFS Mobile App. Keep track of your balance, update investment instructions, and take control of your financial future. Designed for convenience and clarity, this app puts your ORSO account at your fingertips.
Screenshots
Verdict
The clearest difference is review sentiment: BEA Mall at 33% against HAPFS's 0%. HAPFS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEA Mall ships an update monthly, HAPFS every 3 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | BEA Mall | HAPFS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (32 ratings) — better | — |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 32 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 — better | 15.1 |
| Further details — not scored | ||
| Size | 49 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | The Bank of East Asia, Limited | MUFG Retirement Solutions HK Limited |
Customer experience
BEA Mall
HAPFS
In-app purchases
BEA Mall
No in-app purchases
HAPFS
No in-app purchases








