Comparison

BEA Mall vs HAPFS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BEA Mall

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

Highlights
  • Check bonus points balance and history
  • Redeem points for gifts and services
  • View account summaries and spending patterns
  • Offset transactions with bonus points
  • Make restaurant reservations
  • Access exclusive promotions and travel offers
  • Flexible spending with Auto Instalment programme
Features
Read full description

BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, DCH Living, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!

About

HAPFS

Manage your ORSO account easily with this finance app. Track your balance, update investment instructions, and gain control over your financial future. Designed for convenience and clarity, it puts your account at your fingertips.

Highlights
  • ORSO account management
  • Balance tracking
  • Investment instruction updates
  • Financial future control
  • Convenient access
Read full description

Manage your ORSO account effortlessly with the HAPFS Mobile App. Keep track of your balance, update investment instructions, and take control of your financial future. Designed for convenience and clarity, this app puts your ORSO account at your fingertips.

Screenshots

BEA Mall3 screens
HAPFS4 screens

Verdict

The call

The clearest difference is review sentiment: BEA Mall at 33% against HAPFS's 0%. HAPFS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BEA Mall ships an update monthly, HAPFS every 3 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
BEA Mall versus HAPFS: the parameters behind the verdict, then further details
ParameterBEA MallHAPFS
PriceFreeFree
Rating4.7 (32 ratings) — better—
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings32 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15 — better15.1
Further details — not scored
Size49 MB37 MB
Age rating4+4+
DeveloperThe Bank of East Asia, LimitedMUFG Retirement Solutions HK Limited

Customer experience

BEA Mall

All ratings32 ratings
Positive96.9%
Neutral0.0%
Negative3.1%
Written reviews33 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

HAPFS

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BEA Mall

No in-app purchases

None

HAPFS

No in-app purchases

Questions

Is BEA Mall free?
BEA Mall is free to download, with no in-app purchases.
Is HAPFS free?
HAPFS is free to download, with no in-app purchases.
Do BEA Mall or HAPFS have ads?
Neither BEA Mall nor HAPFS shows ads.
Which is updated more often, BEA Mall or HAPFS?
BEA Mall ships an update monthly, and HAPFS every 3 weeks. Most recently, BEA Mall was updated on October 15, 2026 and HAPFS on October 12, 2026.

Other comparisons