小額債券 vs PayoffRoute
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小額債券
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債券投資不困難,小額債券APP幫你輕鬆完成。 國泰證券推出小額債券APP 幫助投資人擁有更多元的投資選擇。 【多種條件 輕鬆篩選】 跨條件篩選方式,輕鬆選出理想標的 【介面簡單 快速下單】 簡易的操作介面 讓投資人快速上手! 【報價資訊 完整呈現】 提供完整標的資訊,投資決策更準確! 【損益查詢 快速確認】 庫存損益清楚明瞭,隨時掌握投資狀況 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。
PayoffRoute
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Know who to pay next, how much is due, and whether your repayment route is still on track. Enter only the balances, rates, minimum payments, and due dates you choose. PayoffRoute turns them into an estimated route without connecting to a bank. PayoffRoute is built for planning: • See the next payment and this month's route first. • Compare your current plan, avalanche, and snowball with the same assumptions. • Try an extra-payment scenario before applying it to future allocations. • Record real payments and reconcile differences with lender statements. • Optionally keep annual gross compensation history for your own reference. • Use private iCloud sync when available, create separate recovery snapshots, or export a JSON copy you control. • Delete current data or individual backup snapshots from clear, separate controls. • No third-party advertising or cross-app tracking. Any recommendations for this developer's other apps are clearly labeled and never use financial data for personalization. Free includes one plan with up to three debts. Annual Pro and Lifetime Pro unlock the same unlimited plans and debts. The annual option auto-renews until canceled; the lifetime option is a one-time purchase. Existing data always remains available to view, edit, back up, restore, export, and delete when purchase status changes. Current prices are shown and confirmed by the App Store. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Results are estimates based on the information and assumptions you enter. PayoffRoute does not move money, connect to banks, lend, broker loans, verify income, decide affordability, or provide investment, legal, tax, or personalized financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: 小額債券 at none against PayoffRoute's 2. 小額債券 also leads on iOS requirement (15.0 vs 18.0). PayoffRoute's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. 小額債券 asks for nothing beyond the download.
小額債券 ships an update every 3 months, PayoffRoute every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | 小額債券 | PayoffRoute |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 40 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathaysec Securities Corporation | Jin-Cong Lin |
In-app purchases
小額債券
No in-app purchases
PayoffRoute
- PayoffRoute Pro Annual$9.991 Year
- PayoffRoute Pro Lifetime$14.99









