Comparison

台股股票記帳 vs PayoffRoute

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

台股股票記帳

This app helps Taiwanese stock investors track trades, manage profits and losses, and analyze their portfolio performance with detailed charts. It supports various transaction types, multiple accounts, and dividend tracking, offering a comprehensive overview of investments.

Highlights
  • Multi-account management
  • Profit and loss tracking
  • Multiple transaction type recording
  • Diverse chart analysis
  • Stock insights
  • Dividend accounting
  • Automatic cloud sync
Features
Read full description

「台股股票記帳」是專為台股投資人打造的股票記帳與損益管理工具,幫助您記錄台股交易、追蹤投資損益、管理股利收入,並透過圖表分析快速掌握投資組合表現。 無論您使用現貨、融資、融券或當沖交易,都可以依照不同交易類型分開記錄與查看損益,讓每檔股票的投資狀況更加清楚。搭配多帳戶管理、股利記帳、自動交易費用計算與雲端同步功能,讓台股投資管理更有系統。 立即下載「台股股票記帳」,開始管理您的台股投資! 主要功能: • 多帳戶管理 支援建立多個投資帳戶,您可以依照不同券商、不同投資用途或不同資金規劃分開記錄,並自由切換帳戶查看交易紀錄與損益狀況。 • 損益追蹤 清楚呈現每檔股票的庫存損益、實現損益與整體投資表現,幫助您隨時掌握目前的投資狀況。 • 多種交易類型紀錄 支援現貨、融資、融券與當沖等交易類型,讓您可以依照不同交易方式分開記錄,清楚掌握每檔股票在不同交易類別下的損益。 • 多元圖表分析 提供多種圖表分析功能,幫助您快速掌握關鍵數據,從不同角度了解投資組合的變化與表現。 • 持股洞察 從商品類別、持股集中度與產業分布等面向分析您的投資組合,幫助您更快了解資金配置與持股結構。 • 自選庫存成交 一般賣出股票時,系統通常會依照「先進先出」原則,優先成交最早買入的庫存。透過自選庫存成交功能,您可以自行選擇要成交的庫存,不必受限於買入日期順序,讓投資記錄更符合您的實際管理方式。 • 自動計算交易費用 自動計算股票交易相關費用,包含手續費、證交稅、補充保費、借券費、融資券利息等,協助您更完整掌握每筆交易的實際成本。 • 股利記帳 支援現金股利與股票股利記錄,統一管理您的股利收益,讓投資回報更清楚。 • 自動雲端同步 支援 Apple 與 Google 帳號登入,交易紀錄可自動儲存至雲端。更換裝置時,只要登入相同帳號,即可同步資料,無需手動匯出匯入。 Facebook 粉絲專頁: https://www.facebook.com/profile.php?id=61556739562283 Threads 帳號: https://www.threads.com/@stockaccountkeeper 服務條款: https://stockaccountkeeper.charonix.tw/terms-of-service/

About

PayoffRoute

Features
Read full description

Know who to pay next, how much is due, and whether your repayment route is still on track. Enter only the balances, rates, minimum payments, and due dates you choose. PayoffRoute turns them into an estimated route without connecting to a bank. PayoffRoute is built for planning: • See the next payment and this month's route first. • Compare your current plan, avalanche, and snowball with the same assumptions. • Try an extra-payment scenario before applying it to future allocations. • Record real payments and reconcile differences with lender statements. • Optionally keep annual gross compensation history for your own reference. • Use private iCloud sync when available, create separate recovery snapshots, or export a JSON copy you control. • Delete current data or individual backup snapshots from clear, separate controls. • No third-party advertising or cross-app tracking. Any recommendations for this developer's other apps are clearly labeled and never use financial data for personalization. Free includes one plan with up to three debts. Annual Pro and Lifetime Pro unlock the same unlimited plans and debts. The annual option auto-renews until canceled; the lifetime option is a one-time purchase. Existing data always remains available to view, edit, back up, restore, export, and delete when purchase status changes. Current prices are shown and confirmed by the App Store. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Results are estimates based on the information and assumptions you enter. PayoffRoute does not move money, connect to banks, lend, broker loans, verify income, decide affordability, or provide investment, legal, tax, or personalized financial advice.

Screenshots

台股股票記帳4 screens
PayoffRoute4 screens

Verdict

The call

The clearest difference is ads: PayoffRoute at none against 台股股票記帳's shown. 台股股票記帳's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 台股股票記帳 sells 3 in-app purchases, starting at $1.99 per month and PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

台股股票記帳 ships an update every 8 days, PayoffRoute every 2 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
台股股票記帳 versus PayoffRoute: the parameters behind the verdict, then further details
Parameter台股股票記帳PayoffRoute
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.0 — better18.0
Further details — not scored
Size86 MB18 MB
Age rating4+4+
DeveloperChia Cheng ChuJin-Cong Lin

In-app purchases

3 purchases

台股股票記帳

Subscriptions3
  • 無廣告訂閱方案 (monthly)$1.991 Month
  • 無廣告訂閱方案 (quarterly)$4.993 Months
  • 無廣告訂閱方案 (yearly)$19.991 Year
2 purchases

PayoffRoute

Subscriptions1
  • PayoffRoute Pro Annual$9.991 Year
One-time1
  • PayoffRoute Pro Lifetime$14.99

Questions

Is 台股股票記帳 free?
台股股票記帳 is free to download, with in-app purchases available.
Is PayoffRoute free?
PayoffRoute is free to download, with in-app purchases available.
Do 台股股票記帳 or PayoffRoute have ads?
台股股票記帳 shows ads; PayoffRoute does not.
Which is updated more often, 台股股票記帳 or PayoffRoute?
台股股票記帳 ships an update every 8 days, and PayoffRoute every 2 weeks. Most recently, 台股股票記帳 was updated on November 4, 2026 and PayoffRoute on October 31, 2026.

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