元大證金iMoney vs PayoffRoute
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
元大證金iMoney
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股票借款登入就會用!元大證金提供最長18個月到期再繳利息、0手續費、可借股票市場最多,借款1萬元即享優惠利率!iMoney省利又便利,讓你口袋money money! 元大證金iMoney提供完整的借還款、帳務庫存等功能,極簡的操作介面,是存股族股票借款的最佳選擇。 【可借資金 一看就懂】 自動計算已匯撥股票的可借金額及已借股票金額,也可透過借款試算,即時計算欲匯入股票的金額及利率。 【聰明貸款 一點就通】 -輸入借款金額,自動貸出省利優惠組合 -現金還款/賣股還款,維持貸款最佳水位 【活用資金 一手掌握】 -申請紀錄/單日及區間查詢借、還款明細,交易狀況一目瞭然 -我的庫存及維持率查詢了解整戶概況,線上增貸、展延、償還追繳金額一次搞定 【數位服務 申辦好簡單】 基本資料變更、額度調整、增加集保帳號、變更銀行帳號,線上申請快速便利
PayoffRoute
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Know who to pay next, how much is due, and whether your repayment route is still on track. Enter only the balances, rates, minimum payments, and due dates you choose. PayoffRoute turns them into an estimated route without connecting to a bank. PayoffRoute is built for planning: • See the next payment and this month's route first. • Compare your current plan, avalanche, and snowball with the same assumptions. • Try an extra-payment scenario before applying it to future allocations. • Record real payments and reconcile differences with lender statements. • Optionally keep annual gross compensation history for your own reference. • Use private iCloud sync when available, create separate recovery snapshots, or export a JSON copy you control. • Delete current data or individual backup snapshots from clear, separate controls. • No third-party advertising or cross-app tracking. Any recommendations for this developer's other apps are clearly labeled and never use financial data for personalization. Free includes one plan with up to three debts. Annual Pro and Lifetime Pro unlock the same unlimited plans and debts. The annual option auto-renews until canceled; the lifetime option is a one-time purchase. Existing data always remains available to view, edit, back up, restore, export, and delete when purchase status changes. Current prices are shown and confirmed by the App Store. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Results are estimates based on the information and assumptions you enter. PayoffRoute does not move money, connect to banks, lend, broker loans, verify income, decide affordability, or provide investment, legal, tax, or personalized financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: 元大證金iMoney at none against PayoffRoute's 2. 元大證金iMoney also leads on iOS requirement (13.0 vs 18.0). PayoffRoute's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. 元大證金iMoney asks for nothing beyond the download.
元大證金iMoney ships an update every 2 months, PayoffRoute every 2 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | 元大證金iMoney | PayoffRoute |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 15 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | 元大證金 | Jin-Cong Lin |
In-app purchases
元大證金iMoney
No in-app purchases
PayoffRoute
- PayoffRoute Pro Annual$9.991 Year
- PayoffRoute Pro Lifetime$14.99









