Malipo Circles vs BudgetPals
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Malipo Circles
Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.
- Group savings management
- Loan application and approval
- Chama collection handling
- Convenient financial management
- User-friendly interface
Read full descriptionHide full description
Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button.
BudgetPals
Read full descriptionHide full description
BudgetPals is an application powered by SasaPay, a licensed and regulated payment service provider (PSP) by the central bank of Kenya, that make chamas/group contributions easy to manage. With BudgetPals, members will now be able to contribute and socialize in one integrated platform which will conveniently save them time. In addition, members will have full visibility of the contributions they have made with a full access to the group statements as well as personal statements in real time. Users can create groups with unlimited members. In addition users will not be able to chat or view other users telephone if they have not saved it in their phone contacts, this is to ensure full privacy of group members. Our core values: Transparency Reliability Integrity Consistency Team spirit Optimism Commitment to our customers
Screenshots
Verdict
Malipo Circles and BudgetPals are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Malipo Circles ships an update every 6 weeks, BudgetPals every 2 months. The most recent releases landed on September 9, 2026 and September 21, 2026 respectively.
| Parameter | Malipo Circles | BudgetPals |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.3 | 14.0 — better |
| Further details — not scored | ||
| Size | 78 MB | 78 MB |
| Age rating | 4+ | 17+ |
| Developer | MALIPO CIRCLES LIMITED | BudgetPal Limited Liability Company |
In-app purchases
Malipo Circles
No in-app purchases
BudgetPals
No in-app purchases
