ML Trader vs TipFolio

ML Trader is a dynamic multi-asset trading app that facilitates trading in over 40,000 financial instruments across the major global exchanges. Drawing upon our extensive global trading experience in markets and asset classes in tandem with our robust technology resources we has developed a cutting edge trading platform called ML Trader.

**LOG YOUR TIPS IN 10 SECONDS. OWN YOUR INCOME.** TipFolio is the daily tip tracker built for servers, bartenders, barbers, and valets: the 7 million tipped workers who make most of their money in cash and can't prove it to the IRS, a landlord, or a bank. Enter your tips at the end of a shift. TipFolio does the rest. --- **THE IRS WANTS A DAILY RECORD. NOW YOU HAVE ONE.** The IRS requires tipped employees to maintain a daily tip log under Publication 531. Most servers log on napkins, in the Notes app, or not at all. At tax time, that becomes an audit risk and a documentation nightmare. TipFolio solves this completely: • Log cash tips and hours worked at the end of each shift. Takes 10 seconds with the full-screen number pad • See your weekly and monthly totals update automatically. No math, no spreadsheet • Tap once to generate a pre-filled IRS Form 4070A PDF, the exact document the IRS and your accountant want • Export a 12-month income statement for mortgage applications, apartment leases, or personal loans • Share your tip log as a CSV file for your accountant or tax preparer --- **FOR SERVERS, BARTENDERS, BARBERS & VALETS** TipFolio was built for one type of worker, not adapted from a mileage tracker or a general expense app. The workflow fits the industry: • One-screen shift entry, no nested menus, no account required • Works offline in a basement bar, a walk-in cooler, a parking garage • All data stays on your device by default. No cloud required, no breach risk • Unlimited history with Pro so your January 2024 shifts are still there when your loan officer asks --- **FINALLY GET THAT MORTGAGE** "The bank thinks I made $28K. I actually made $64K." If you've ever been told your tip income isn't provable, TipFolio is how you fix it. The app generates a professional income letter formatted for lenders, showing your employer, your documented tip history, and your monthly earnings, so a loan officer can actually see what you make. Tipped workers have been leaving money on the table at tax time and the bank for decades. TipFolio closes that gap. --- **FREE & PRO** Free tier, always free: • Shift logging with full number pad • Daily, weekly, and monthly earnings totals • 90-day tip history TipFolio Pro, $39.99/year or $99.99 once for lifetime access: • Unlimited tip history (every shift, every year) • IRS Form 4070A PDF export, pre-filled and ready to sign • Loan income letter for mortgage and rental applications • Year-end annual summary with month-by-month breakdown • CSV export for accountants and tax preparers • Priority support (response within 24 hours) Choose the annual plan or pay once for lifetime. Lifetime never renews. --- **PRIVACY FIRST** Your earnings data never leaves your phone unless you choose to export it. No account. No subscription required to log tips. No ads. TipFolio does not sell or share your financial data. --- TipFolio. Your tips. Your taxes. Finally organized. --- - Terms of Use (EULA): https://tipfolio.app/terms - Privacy Policy: https://tipfolio.app/privacy - Support: https://tipfolio.app/support