DigiKolo vs Blayzz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DigiKolo
Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.
- High interest rates up to 21% PA
- Automated and flexible savings options
- Targeted savings plans for life goals
- Savings challenges with friends
- Secure and licensed platform
- 24/7 customer support
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DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.
Blayzz
This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.
- Instant account opening
- Free unlimited bank transfers
- Bill and airtime payments
- Buy now, pay later financing
- Budgeting and savings tools
- Document and event planner
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Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.
Screenshots
Verdict
The clearest difference is rating: Blayzz at 5.0 against DigiKolo's 3.1. Blayzz also leads on iOS requirement (13.0 vs 15.6). DigiKolo's advantage is review sentiment (100% vs 67%) and ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Blayzz holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: DigiKolo has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of DigiKolo's written reviews are positive against 67% of Blayzz's, so the app with the better star average is not the one people write more warmly about.
DigiKolo ships an update monthly, Blayzz every 5 weeks. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.
| Parameter | DigiKolo | Blayzz |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 7 — better | 1 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | Digital Space Capital Limited | PremiumTrust Bank Limited |
Customer experience
DigiKolo
Blayzz
In-app purchases
DigiKolo
No in-app purchases
Blayzz
No in-app purchases









