Comparison

DigiKolo vs Blayzz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DigiKolo

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

Highlights
  • High interest rates up to 21% PA
  • Automated and flexible savings options
  • Targeted savings plans for life goals
  • Savings challenges with friends
  • Secure and licensed platform
  • 24/7 customer support
Features
Read full description

DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.

About

Blayzz

This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

Highlights
  • Instant account opening
  • Free unlimited bank transfers
  • Bill and airtime payments
  • Buy now, pay later financing
  • Budgeting and savings tools
  • Document and event planner
Features
Read full description

Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.

Screenshots

DigiKolo4 screens
Blayzz4 screens

Verdict

The call

The clearest difference is rating: Blayzz at 5.0 against DigiKolo's 3.1. Blayzz also leads on iOS requirement (13.0 vs 15.6). DigiKolo's advantage is review sentiment (100% vs 67%) and ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blayzz holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: DigiKolo has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of DigiKolo's written reviews are positive against 67% of Blayzz's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

DigiKolo ships an update monthly, Blayzz every 5 weeks. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
DigiKolo versus Blayzz: the parameters behind the verdict, then further details
ParameterDigiKoloBlayzz
PriceFreeFree
Rating3.1 (7 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings7 — better1
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size31 MB125 MB
Age rating4+4+
DeveloperDigital Space Capital LimitedPremiumTrust Bank Limited

Customer experience

DigiKolo

All ratings7 ratings
Positive42.9%
Neutral14.3%
Negative42.9%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Blayzz

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

DigiKolo

No in-app purchases

None

Blayzz

No in-app purchases

Questions

Is DigiKolo free?
DigiKolo is free to download, with no in-app purchases.
Is Blayzz free?
Blayzz is free to download, with no in-app purchases.
Which has better reviews, DigiKolo or Blayzz?
Blayzz is rated higher. DigiKolo averages 3.1 out of 5 from 7 ratings, while Blayzz averages 5.0 from 1 ratings.
Do DigiKolo or Blayzz have ads?
Neither DigiKolo nor Blayzz shows ads.
Which is updated more often, DigiKolo or Blayzz?
DigiKolo ships an update monthly, and Blayzz every 5 weeks. Most recently, DigiKolo was updated on October 11, 2026 and Blayzz on October 7, 2026.

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