DigiKolo vs PocketMoni

DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.

It’s time to money your way! Send money, save alone or with friends, pay bills, and set payment reminders—all in one place. This is your PocketMoni—your new favourite digital bank! But seriously, why should you use PocketMoni? Because you’re the master of your money. We’ll only help you manage it.  Easy sign-up: Create your account for free in 10 minutes. You only need your NIN and BVN. Send money in 5 seconds: No, we’re not joking! Transfers are as fast as lighting on PocketMoni. Send money to any Nigerian bank fast. Whether you’re shopping, eating, splitting a bill, or making a quick payment, it takes only 2 seconds on PocketMoni. Spend and save with friends: Imagine this: You and your friends are saving for a trip, but plans change. No more awkward “have you sent it” or I'm yet to receive it” texts. PocketMoni lets you track group balances, receive payment notifications, and get automatic reversals whenever you want out.  A card that works: Love movies or music? Pay your Netflix, Amazon Prime, YouTube Premium, Spotify, DStv and GOtv subscriptions with your PocketMoni physical, virtual or single-use card. Set payment reminders: Life happens. Set reminders for upcoming bills, grandma’s cash gifts subscriptions, loans or personal payments. You’ll never forget important payments with PocketMoni. Receive instant notifications: Stay updated with real-time alerts whenever money enters or leaves your account, giving you complete control over your money. Understand your spending behaviour: See where your money goes. Understand where your money goes. With detailed weekly and monthly reports, you can uncover your spending behaviour and make informed decisions about your finances. Scan to pay: Tap, scan, pay! That’s all you need for safer, faster payments. You can’t beat that feeling. Your app, your style: Your app should reflect your style. Customise your app wallpapers with exciting wallpapers or quirky GIFs. It’s up to you because “moneying” is an art. Easy bill payments: When you buy airtime, data, and meter tokens and pay other bills on PocketMoni, you’ll see records of your frequently paid bills, so it's easier to make payments next time with fewer taps. No stress—just convenience! Debit cards? Make it interesting: Choose your debit card design and swipe in style. Add your picture or any image you like for an extra vibe. Bye, boring cards! (Fees may apply). Under 18 accounts: Set your children up for financial success. Get them an under 18 account with their card so that they can learn about saving and spending early.  Security and privacy: Your security is our top priority. PocketMoni uses state-of-the-art encryption and security measures to protect your personal and financial information. With features like private mode, two-factor authentication and real-time transaction alerts, you can confidently use PocketMoni, knowing that your data is safe. User-friendly interface: Accessing your money should be easy and intuitive. The PocketMoni app features a clean, user-friendly interface that makes it simple to spend, save and invest with just a few taps. Join PocketMoni people: A community of people like you who have taken control of their money. 24/7 support: Please talk to us in the app or through email at cic@etranzact.com; a real human being will attend to you.  Download the PocketMoni app today. The NDIC insures your deposits on PocketMoni. Our registered address is 1st, 4th and 5th floors, Fortune Towers, Adeyemo Alakija Street, Victoria Island, Lagos. www.pocketmonibank.com Phone Number (Calls): 09087989094 WhatsApp Support: 08188639818 Email: cic@etranzact.com [:mav: 1.0.20]