DigiKolo vs Providus Card App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DigiKolo
Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.
- High interest rates up to 21% PA
- Automated and flexible savings options
- Targeted savings plans for life goals
- Savings challenges with friends
- Secure and licensed platform
- 24/7 customer support
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DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.
Providus Card App
Take full control of your card's security and usage. Receive instant transaction alerts, freeze your card, set spending limits, and review flagged transactions directly from your phone. Enjoy confidence with robust protection and simple convenience for all your payments.
- Real-time transaction notifications
- Card freezing and unfreezing
- Set spending limits
- Review flagged transactions
- View card products and benefits
- Control card usage online and in-store
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With the Card Secure App, you decide how, when and where your card is used. Receive real-time notifications for transactions that require your attention and see who is attempting to charge your card. Transactions flagged as less secure are declined by default. You can review the transaction, enable your card if it’s valid, and retry, all directly from your phone. Freeze your card, set spending limits, and view all our card products and benefits. Whether you are shopping online, paying in-store, or using your card through digital wallets, you remain in full control of your finances and card security. The Card Secure App is designed to give you confidence every time you pay, combining robust protection with simple, everyday convenience.
Screenshots
Verdict
The clearest difference is rating: DigiKolo at 3.5 against Providus Card App's 1.0. DigiKolo also leads on ratings volume (10 vs 2). Providus Card App's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DigiKolo holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: DigiKolo has 10 ratings behind it against 2, so its average is the more settled of the two.
| Parameter | DigiKolo | Providus Card App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (10 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 10 — better | 2 |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | Digital Space Capital Limited | ProvidusBank |
In-app purchases
DigiKolo
No in-app purchases
Providus Card App
No in-app purchases









