Billy vs Smart Wallet

Billy is envelope budgeting made effortless: give every dollar a job, then watch your jars fill. Money that comes in lands in Ready to Assign. You give it a job by assigning it to jars like Rent, Groceries or Vacation. Spending comes out of the jar, and whatever is left rolls over to next month. If a jar runs over, Billy shows it clearly and helps you cover it from another jar. No guilt, just the next step. JARS THAT FILL Every jar is a glass of liquid that rises when you assign money and drops as you spend. See at a glance what's available, what's underfunded and where a move would help. ADD SPENDING IN SECONDS Tap + for the full-screen keypad, pick a jar, done. Scan a receipt with the camera and Billy reads the amount, date and merchant right on your iPhone. Billy also learns your payees and suggests the right jar. ACCOUNTS AND CARDS Checking, savings, cash and credit cards, each with its own transactions. Card spending moves money into the card's payment jar as you go, so the bill is set aside. Import statements from your bank's files (CSV, OFX, QFX, CAMT.053, MT940), check the balance against your bank, and track investments and loans in your net worth. GOALS Save by a date, build a balance or fund a set amount each month. Rings show your progress and the time left, Billy tells you what's needed this month, and an estimate shows when you'll get there. INSIGHTS Spending over time by week, month or year, where the money went, income versus spending, net worth and age of money. HABITS THAT STICK Keep a logging streak, earn medals for months budgeted and goals funded, and close each month with a short recap. PRIVATE BY DESIGN No account and no sign-in. No bank login. Your budget, transactions and receipts stay on your iPhone, and statement import and receipt scanning happen on the device. Back up to the Files app or export to CSV whenever you like. Usage statistics never include amounts, payees or anything you type. Also included: widgets for Ready to Assign and your jars, a Quick Add control, bill reminders, scheduled transactions and Face ID lock. PLANS Using Billy after the welcome tour requires the Lifetime plan, a one-time purchase, or the Monthly plan. There's no free trial. Prices are shown in the app before you buy. Lifetime is a one-time purchase. The Monthly plan is charged to your Apple Account when you confirm the purchase and renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel it anytime in your Apple Account settings. Terms of Use: https://getcorpus.app/billy/terms/ Privacy Policy: https://getcorpus.app/billy/privacy/

Smart Wallet - Budget Tracker: Your Complete Financial Management Solution WELCOME TO THE FUTURE OF PERSONAL FINANCE MANAGEMENT Looking for smarter financial management? Smart Wallet is your complete solution for money control, savings, and achieving your financial goals. COMPLETE EXPENSE TRACKING Quick recording of income and expenses Automatic transaction categorization Real-time cash flow visualization Multiple account management Recurring expense monitoring Smart receipt scanning INTELLIGENT BUDGET MANAGEMENT Customized budgets by category Smart spending control notifications Spending habit analysis Future expense planning Effective savings management Personalized suggestions DETAILED FINANCIAL ANALYSIS Customizable interactive graphs Monthly and annual reports Category statistics Smart spending forecasts Financial trend analysis Monthly expense comparison SAVINGS GOALS Create custom goals Real-time progress monitoring Savings suggestions Achievement celebrations Customizable timeline Smart saving strategies GUARANTEED SECURITY Multi-level protection Biometric authentication Advanced encryption Automatic backup Guaranteed data privacy Secure synchronization EASY TO USE Modern intuitive interface Quick setup Interactive tutorials Multi-language Complete customization Optimized dark mode PREMIUM FEATURES Unlimited advanced reports Customizable categories Automatic cloud backup Device synchronization Priority support Advanced forecasting Customizable widgets PERFECT FOR: Personal finance management Family budgeting Business expenses Financial projects Long-term savings Investment management Shared expenses DAILY MANAGEMENT Quick expense recording Payment reminders Automatic categorization Receipt management Balance monitoring Smart notifications WHY CHOOSE SMART WALLET? Elegant and intuitive interface Complete features for every need Guaranteed security and privacy Constant support and regular updates Perfect synchronization between devices Time-saving financial management Your financial freedom starts here. Smart Wallet is the perfect companion for your financial success, with all the necessary tools in one intuitive app. REQUIREMENTS AND NOTES Compatible with iOS 14.0 and later Optimized for iPhone and iPad Some features require subscription Regular updates guaranteed Download now and transform the way you manage your money!