TayoCash vs Cashguard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TayoCash
A secure and user-friendly e-wallet for storing money, paying for goods and services, and sending funds to others within the Philippines. Enjoy quick, seamless, and contactless mobile payments anytime, anywhere.
- Secure e-wallet
- Contactless mobile payments
- Send money to friends and family
- Pay for goods and services
- User-friendly interface
- Licensed and regulated
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TayoCash is a quick, simple, and secure way to store your money in your own e-wallet and you can use it to pay for goods and services and send money to your friends and loved ones anywhere in the Philippines. Quick. Enjoy reliable access to a seamless and contactless mobile payment solution anytime, anywhere. Simple. Do your transactions easily with TayoCash’s user-friendly interface. Secure. TayoCash is licensed and regulated by the Bangko Sentral ng Pilipinas and registered with the Anti-Money Laundering Council so you can be sure that your money is safe in your digital wallet. *Registration and use of the TayoCash app requires a valid Philippine Mobile Number.
Cashguard
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CashGuard is your personal finance companion designed to help you track expenses, stick to budgets, and build wealth — all without needing internet or sign-in. Built with a simple and secure offline-first approach, CashGuard puts you in full control of your finances.
Screenshots
Verdict
The clearest difference is in-app purchases: TayoCash at none against Cashguard's 3. Cashguard's advantage is update cadence (every 3 days vs weekly) and iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashguard sells 3 in-app purchases, starting at $0.99 per 7 days. TayoCash asks for nothing beyond the download.
TayoCash ships an update weekly, Cashguard every 3 days. The most recent releases landed on October 3, 2026 and October 26, 2026 respectively.
| Parameter | TayoCash | Cashguard |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 102 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | TAYOCASH, INC. | HNIX INNOVATIONS PRIVATE LIMITED |
In-app purchases
TayoCash
No in-app purchases
Cashguard
- CashGuard Weekly Pro$0.997 Days
- CashGuard Monthly Pro$0.991 Month
- CashGuard Yearly Pro$9.991 Year
