FirstCap Connect vs HV MYCARD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstCap Connect
Manage your First Capital FCU accounts 24/7, including checking balances, viewing transactions, making transfers, and depositing checks. Apply for loans, view current offers, and find nearby branches or ATMs with directions.
- Account management
- Mobile check deposit
- Bill pay
- Loan applications
- ATM/Branch locator
- Quick balance view
Read full descriptionHide full description
The FirstCap Connect app gives you complete access to your First Capital FCU accounts, anytime, anywhere. MANAGE YOUR ACCOUNTS 24/7 • Check balances • View transactions • Make transfers • Deposit checks • View cleared checks • Pay and manage bills QUICK BALANCE View balances and recent transaction history at a glance, without even logging in. Enable this feature in the app settings. CURRENT OFFERS View quarterly loan promotions. Like what you see? Apply from your device. LENDING MADE EASY Apply for a loan through our convenient mobile app. Expect fast, local decisions. FIND LOCATIONS Locate the nearest branch or fee-free ATM. Directions included! www.firstcapitalfcu.com
HV MYCARD
Manage your credit card conveniently from your mobile device. View transactions, account details, and set travel notifications. Access is secure with multi-factor authentication.
- View recent and pending transactions
- View account details
- Receive transaction alerts
- Set travel notifications
- Secure multi-factor authentication
Read full descriptionHide full description
Enjoy easy and on-the-go management of your card with the HV MyCard app from Heritage Valley. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Receive alerts for transaction activity. • Set travel notifications. Card registration is a cinch from any mobile device. Access is secure and protected by multi-factor authentication.
Screenshots
Verdict
The clearest difference is rating: FirstCap Connect at 3.2 against HV MYCARD's 1.0. FirstCap Connect also leads on review sentiment (10% vs 0%) and ratings volume (19 vs 4). HV MYCARD's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstCap Connect holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 19 and 4 respectively. Written reviews point the same way: 10% of FirstCap Connect's written reviews are positive against 0% of HV MYCARD's.
FirstCap Connect ships an update every 4 months, HV MYCARD every 3 months. Both last shipped on November 3, 2026.
| Parameter | FirstCap Connect | HV MYCARD |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (19 ratings) — better | 1.0 (4 ratings) |
| Positive reviews | 10.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 19 — better | 4 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | First Capital Federal Credit Union | Heritage Valley Credit Union |
Customer experience
FirstCap Connect
HV MYCARD
In-app purchases
FirstCap Connect
No in-app purchases
HV MYCARD
No in-app purchases
Questions
Is FirstCap Connect free?
Is HV MYCARD free?
Which has better reviews, FirstCap Connect or HV MYCARD?
Do FirstCap Connect or HV MYCARD have ads?
Which is updated more often, FirstCap Connect or HV MYCARD?
Other comparisons















