Comparison

FirstCap Connect vs HV MYCARD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstCap Connect

Manage your First Capital FCU accounts 24/7, including checking balances, viewing transactions, making transfers, and depositing checks. Apply for loans, view current offers, and find nearby branches or ATMs with directions.

Highlights
  • Account management
  • Mobile check deposit
  • Bill pay
  • Loan applications
  • ATM/Branch locator
  • Quick balance view
Features
Read full description

The FirstCap Connect app gives you complete access to your First Capital FCU accounts, anytime, anywhere. MANAGE YOUR ACCOUNTS 24/7 • Check balances • View transactions • Make transfers • Deposit checks • View cleared checks • Pay and manage bills QUICK BALANCE View balances and recent transaction history at a glance, without even logging in. Enable this feature in the app settings. CURRENT OFFERS View quarterly loan promotions. Like what you see? Apply from your device. LENDING MADE EASY Apply for a loan through our convenient mobile app. Expect fast, local decisions. FIND LOCATIONS Locate the nearest branch or fee-free ATM. Directions included! www.firstcapitalfcu.com

About

HV MYCARD

Manage your credit card conveniently from your mobile device. View transactions, account details, and set travel notifications. Access is secure with multi-factor authentication.

Highlights
  • View recent and pending transactions
  • View account details
  • Receive transaction alerts
  • Set travel notifications
  • Secure multi-factor authentication
Features
Read full description

Enjoy easy and on-the-go management of your card with the HV MyCard app from Heritage Valley. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Receive alerts for transaction activity. • Set travel notifications. Card registration is a cinch from any mobile device. Access is secure and protected by multi-factor authentication.

Screenshots

FirstCap Connect4 screens
HV MYCARD4 screens

Verdict

The call

The clearest difference is rating: FirstCap Connect at 3.2 against HV MYCARD's 1.0. FirstCap Connect also leads on review sentiment (10% vs 0%) and ratings volume (19 vs 4). HV MYCARD's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FirstCap Connect holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 19 and 4 respectively. Written reviews point the same way: 10% of FirstCap Connect's written reviews are positive against 0% of HV MYCARD's.

UpkeepUpdate frequency

FirstCap Connect ships an update every 4 months, HV MYCARD every 3 months. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
FirstCap Connect versus HV MYCARD: the parameters behind the verdict, then further details
ParameterFirstCap ConnectHV MYCARD
PriceFreeFree
Rating3.2 (19 ratings) — better1.0 (4 ratings)
Positive reviews10.0% of reviews — better0.0% of reviews
Number of ratings19 — better4
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size106 MB36 MB
Age rating4+4+
DeveloperFirst Capital Federal Credit UnionHeritage Valley Credit Union

Customer experience

FirstCap Connect

All ratings19 ratings
Positive47.4%
Neutral10.5%
Negative42.1%
Written reviews10 reviews
Positive10.0%
Neutral20.0%
Negative70.0%

HV MYCARD

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FirstCap Connect

No in-app purchases

None

HV MYCARD

No in-app purchases

Questions

Is FirstCap Connect free?
FirstCap Connect is free to download, with no in-app purchases.
Is HV MYCARD free?
HV MYCARD is free to download, with no in-app purchases.
Which has better reviews, FirstCap Connect or HV MYCARD?
FirstCap Connect is rated higher. FirstCap Connect averages 3.2 out of 5 from 19 ratings, while HV MYCARD averages 1.0 from 4 ratings.
Do FirstCap Connect or HV MYCARD have ads?
Neither FirstCap Connect nor HV MYCARD shows ads.
Which is updated more often, FirstCap Connect or HV MYCARD?
FirstCap Connect ships an update every 4 months, and HV MYCARD every 3 months. Most recently, FirstCap Connect was updated on November 3, 2026 and HV MYCARD on November 3, 2026.

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