Comparison

aCerca vs Kesef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

aCerca

Features
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La aplicación aCerca te conecta a aCerca SL, dotándoles de acceso a una plataforma web de Gestión Documental. Cambia la forma de trabajar tradicional permitiendo subir fotografías o documentos de facturas emitidas, recibidas o tickets convertidos a formato PDF de forma fácil. Haz una foto a tu factura de compra o ticket, y comparte de forma fácil con aCerca SL la misma, para su posterior procesado y contabilización. Muestra en el portal del cliente de aCerca. aCerca convertirá la fotografía en un PDF para su posterior tratamiento. Sube un documento al despacho desde el dispositivo móvil, Tablet, etc, clasificando el tipo de documento e inicia el proceso de tratamiento para la perfecta contabilización en aCerca. Posteriormente las herramientas de producción de aCerca SL procesan la información, se adapta y publica posteriormente en un entorno colaborativo real.

About

Kesef

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

Highlights
  • Voice expense tracking
  • Multi-currency support (55+ currencies)
  • Budget setting by category
  • Subscription and recurring expense tracking
  • Offline functionality
  • Data export (CSV, Excel, JSON)
  • Smart insights and statistics
Features
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Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

aCerca4 screens
Kesef4 screens

Verdict

The call

The clearest difference is in-app purchases: aCerca at none against Kesef's 2. aCerca also leads on iOS requirement (12.4 vs 15.1). Kesef's advantage is update cadence (every 9 days vs every 5 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month. aCerca asks for nothing beyond the download.

UpkeepUpdate frequency

aCerca ships an update every 5 weeks, Kesef every 9 days. The most recent releases landed on September 20, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
aCerca versus Kesef: the parameters behind the verdict, then further details
ParameteraCercaKesef
PriceFreeFree
Rating—4.9 (22 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—22 — better
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.4 — better15.1
Further details — not scored
Size80 MB83 MB
Age rating4+4+
DeveloperASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SLGONZALO NAHMIAS

In-app purchases

None

aCerca

No in-app purchases

2 purchases

Kesef

Subscriptions2
  • Monthly$2.991 Month
  • Yearly14 Days trial$19.991 Year

Questions

Is aCerca free?
aCerca is free to download, with no in-app purchases.
Is Kesef free?
Kesef is free to download, with in-app purchases available.
Do aCerca or Kesef have ads?
Neither aCerca nor Kesef shows ads.
Which is updated more often, aCerca or Kesef?
aCerca ships an update every 5 weeks, and Kesef every 9 days. Most recently, aCerca was updated on September 20, 2026 and Kesef on October 13, 2026.

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