Kesef vs dupla

Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

dupla is the finance app for couples. One shared money life, seen through two completely personal apps: each of you has your own account, your own look and your own language, over the same shared ledger. MINE AND OURS Every expense goes on one of two lists. "Ours" shows up on both phones at once, already split. "Mine" never leaves yours. Privacy is symmetric: neither of you can see the other's personal spending. SPLIT THE WAY YOU ACTUALLY DO • Fifty-fifty • By income, so each contributes in proportion to what they earn • A fixed percentage you choose • All shared: no debts, just tracking For a one-off expense, change it on the spot: 50/50, all me, all my partner. dupla does the math and remembers how each expense was split. A BALANCE THAT IS ALWAYS UP TO DATE Who owes whom and how much, netted across everything you share. Settling up is one tap, and the history stays. PESOS AND DOLLARS Log each expense in the currency you paid in. The day's exchange rate is saved with it, so the balance doesn't move when the dollar does. Switch the whole app between ARS and USD with a tap. WORKS OFFLINE Log the expense on the subway or in the basement supermarket. It's saved on your phone and syncs on its own when you're back online, in the order you entered it. THREE TAPS TO LOG Amount, list, category. Done. Date, note, receipt photo and tags are there if you want them, never in the way. OR JUST SAY IT Hold + and say one or more expenses: "12,000 at the supermarket, it's shared; and 3,500 for gas, mine". dupla makes a card for each one,with the amount, category, who paid and tags, and you review them before anything is saved. MORE THAN A LEDGER • Personal and shared budgets with monthly limits • A shared savings goal you both contribute to • Shared lists for groceries, wishes and trips • Recurring expenses: rent, bills and subscriptions load themselves every month • Monthly stats by category and by tag • Mercado Pago sync (optional): your movements arrive on their own and you pick which to log TWO APPS, ONE REALITY Pair once with a code. Each of you uses your own phone, even on different platforms. Each of you picks a theme (thirteen to choose from), a language and a display currency. The shared part syncs on its own. YOUR DATA, YOUR RULES We never ask for bank credentials. If you want, connect Mercado Pago from Settings: you authorize it on Mercado Pago's own page, dupla only reads your movements (it can't pay or move money) to suggest them as expenses, and you decide which ones to log. Disconnect any time.Without that connection nothing is read: you enter expenses yourself. If you add expenses by voice, the recording is turned into text byoutside services and deleted as soon as it's processed. Export everything to CSV any time, and delete your account from inside the app. Start solo and invite your partner whenever you like.