Comparison

Expense Tracker vs Kesef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.

Highlights
  • Track expenses and income
  • Create custom budgets
  • Organize with categories/subcategories
  • Manage multiple wallets
  • View spending with charts/graphs
  • Set recurring transactions
  • Switch between currencies
Features
Read full description

Soldi is an ad-free easy-to-use money manager, expense tracker, and budget planner designed to help you track expenses, create personalized budgets, and manage your income effortlessly. Whether you're saving for a big purchase or keeping an eye on daily expenses, Soldi is your go-to tool for smarter money management, helping you stay on top of your financial goals with ease. Soldi is a free money manager with no ads. **EXPENSE & INCOME TRACKER** Stay informed about where your money goes. Soldi’s simple and intuitive interface makes it easy to track all your income and expenses. Add transactions manually, categorize your spending, and monitor your cash flow in real-time. With Soldi you can end the overspend. **BUDGET PLANNER** Achieve your financial goals by setting up custom budgets. With Soldi, you can plan your spending for each day, week, month or even year and see exactly how much you have left to spend. Avoid overspending by tracking your progress against your budget, adjusting as you go. **CATEGORIES & SUBCATEGORIES** Keep your finances organized with customizable categories and subcategories. Break down your spending and income into detailed sections, like groceries, bills, entertainment, and more. Soldi lets you personalize your financial tracking to suit your unique needs. **KEY FEATURES** - Easily track your expenses and income - Set up and manage custom budgets to stay on track - Organize your transactions with customizable categories - Create detailed subcategories for more precise tracking - Create and manage multiple wallets for different needs - Transfer and organize transactions seamlessly between wallets - Add personalized notes to each transaction - Attach images to transactions for better record-keeping - View your spending data with bar graphs, filtering by week, month, or year - Analyze your categories and subcategories transactions with pie charts view filtering weekly, monthly, or yearly - Set up recurring transactions for improved money management - Add shared expenses when inviting someone, like during a restaurant outing - Keep track of who owes you money by adding them to the Debtors category - Switch between multiple currencies - Use light or dark mode for a personalized experience - Available in English & many more Start taking charge of your finances today with Soldi. Whether you’re managing your personal budget or simply tracking your expenses, Soldi gives you all the tools you need to succeed. Download Soldi for free and begin your journey towards financial freedom! Privacy Policy: https://www.notion.so/6637907706f54b4fa320ae4f5d89819d?pvs=21 Terms of Use: https://www.notion.so/beacf7516994417dbfef8ff8c1547c86?pvs=21

About

Kesef

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

Highlights
  • Voice expense tracking
  • Multi-currency support (55+ currencies)
  • Budget setting by category
  • Subscription and recurring expense tracking
  • Offline functionality
  • Data export (CSV, Excel, JSON)
  • Smart insights and statistics
Features
Read full description

Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Kesef4 screens

Verdict

The call

Expense Tracker and Kesef both sit at 4.9 stars, but that hides the real split: 100% of Kesef's written reviews are positive against 60% of Expense Tracker's. Kesef also leads on update cadence (every 9 days vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month and Kesef sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 4.9 for Kesef. Both are backed by a comparable volume of ratings — 67 and 23 respectively. Written reviews are what separate them: 60% of Expense Tracker's written reviews are positive against 100% of Kesef's.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 weeks, Kesef every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Kesef: the parameters behind the verdict, then further details
ParameterExpense TrackerKesef
PriceFreeFree
Rating4.9 (67 ratings)4.9 (23 ratings) — better
Positive reviews60.0% of reviews100.0% of reviews — better
Number of ratings67 — better23
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size63 MB86 MB
Age rating4+4+
DeveloperAlex MartinezGONZALO NAHMIAS

Customer experience

Expense Tracker

All ratings67 ratings
Positive97.0%
Neutral1.5%
Negative1.5%
Written reviews25 reviews
Positive60.0%
Neutral16.0%
Negative24.0%

Kesef

All ratings23 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • Monthly$3.991 Month
  • Yearly$29.991 Year
One-time1
  • Lifetime$69.99
2 purchases

Kesef

Subscriptions2
  • Monthly$2.991 Month
  • Yearly14 Days trial$19.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Kesef free?
Kesef is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Kesef?
Kesef is rated higher. Expense Tracker averages 4.9 out of 5 from 67 ratings, while Kesef averages 4.9 from 23 ratings.
Do Expense Tracker or Kesef have ads?
Neither Expense Tracker nor Kesef shows ads.
Which is updated more often, Expense Tracker or Kesef?
Expense Tracker ships an update every 3 weeks, and Kesef every 9 days. Most recently, Expense Tracker was updated on October 25, 2026 and Kesef on October 24, 2026.

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