I&M OTG Personal KE vs Openfloat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
I&M OTG Personal KE
Manage your bank accounts, make local and international payments, and access mobile money services securely from your device. Enjoy convenient banking features like balance checks, standing instruction management, and account creation on the go.
- Accounts overview
- Check bank balances
- Local and international payments
- Mobile money (Mpesa)
- Stop cheque requests
- KRA Payment
- Deposit account creation
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Banking has never been easier. I&M App offers you a safe, secure and convenient mobile banking experience and allows you to enjoy unique banking services on your device anywhere and at any time. The features that you will enjoy include; - Accounts overview - Check your bank balances of operative, deposit, loan accounts and savings accounts - Local payments - International payments - Mobile money (Mpesa pay bill, till and airtime top-up) - Stop cheque services request - KRA Payment - Pesalink to phone - Manage Standing instructions - Beneficiary management - Profile management (View basic details, Add and remove profile picture) - Account to Card Payments - Deposit Account Creation - M-PESA to Bank Payment
Openfloat
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Openfloat is a business solution that digitises Petty Cash, Payroll, and Corporate Bills Payments. You can Disburse Funds, Pay Bills, and Buy Airtime in Bulk — all in one place. Note: To use this app, please ensure you already have an Openfloat account.
Screenshots
Verdict
The clearest difference is update cadence: Openfloat at every 5 days against I&M OTG Personal KE's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
I&M OTG Personal KE ships an update monthly, Openfloat every 5 days. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.
| Parameter | I&M OTG Personal KE | Openfloat |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (28 ratings) — better | — |
| Positive reviews | 23.8% of reviews | — |
| Number of ratings | 28 — better | — |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 176 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | I & M Bank Limited | Pesapal Limited |
In-app purchases
I&M OTG Personal KE
No in-app purchases
Openfloat
No in-app purchases
Questions
Is I&M OTG Personal KE free?
Is Openfloat free?
Do I&M OTG Personal KE or Openfloat have ads?
Which is updated more often, I&M OTG Personal KE or Openfloat?
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