Comparison

Savee vs Envy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Savee

Forecast your financial future and plan for life's uncertainties. This app helps you determine the feasibility of major life goals and simulate financial impacts of unexpected events.

Highlights
  • Future financial forecasting
  • Goal feasibility assessment
  • Life event simulation
  • Worst-case scenario planning
  • Affordability analysis
Features
Read full description

Savee is the easiest way to forecast your future and account for life's up and downs. Want to travel to Europe and take 6 months off to backpack-- check if it's possible. Aiming to buy a house several years down the road, see what's affordable. Curious to know how your finances would fare if you lost your job or the the stock market went down? Make sure to account for the worst case scenario in Savee and see how you could overcome it.

About

Envy

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Highlights
  • Unlimited digital envelopes
  • Quick deposit refills
  • Move transactions between envelopes
  • Start envelopes with negative balances
  • Export transactions as CSV
  • Manual transaction entry under 5 seconds
Features
Read full description

================== Recent 5-Star Reviews ================== "Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far." "I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary." "Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface." ================== Envy ================== After trying all the popular budgeting apps for years and running into the same issues over and over again.... • Ridiculous subscription models • Continually recategorizing transactions • Security concerns over linking cards and accounts • Complicated graphs and features • Long latency to update recent transactions • Creating login accounts over and over again • Verifying credentials repeatedly ...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all. • Create unlimited envelopes to organize your budget and manage your money easily* • Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle. • Share a budget with a partner. Both sides see the same envelopes update in real time. • Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time. • Track debts and money set aside separately, so they don't muddle your spendable total. • Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature) • Rename envelopes and update their budget without losing transactions. • Move transactions easily from one envelope to another • Start envelopes with negative balances if you're carrying a debt or an overspend • See all your transactions in one place outside of each category • Enter and edit transactions in under 5 seconds • Editorial Insights show where your money goes, month over month • Export your transactions as a CSV • Custom sorting or sort by date, transaction, amount, name, deposit and color • Based on your local currency • Light and dark mode that follow your system • Dedicated solo developer that responds to emails :) ~~~~~~~~~~~~~~~~~~~~~~~~~~~ ****TRY BEFORE YOU BUY • Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

Screenshots

Savee4 screens
Envy4 screens

Verdict

The call

The clearest difference is ads: Envy at none against Savee's shown. Envy also leads on update cadence (every 6 days vs every 2 months) and ratings volume (836 vs 1). Savee's advantage is rating (5.0 vs 4.8). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Savee sells 3 in-app purchases, starting at $0.99 per month and Envy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Savee holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Envy has 836 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Savee ships an update every 2 months, Envy every 6 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Savee versus Envy: the parameters behind the verdict, then further details
ParameterSaveeEnvy
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (836 ratings)
Positive reviews—77.0% of reviews
Number of ratings1836 — better
Update frequencyEvery 2 monthsEvery 6 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size50 MB11 MB
Age rating4+4+
DeveloperJohn HardingChimpanzee, LLC

Customer experience

Savee

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Envy

All ratings833 ratings
Positive94.2%
Neutral2.8%
Negative3.0%
Written reviews161 reviews
Positive77.0%
Neutral13.0%
Negative9.9%

Bugs and requests

Savee

Not enough reviews yet to summarise bugs or requests.

Envy

Reported bugs

2 issues
  • Inconsistent behavior when adding/editing transactions
  • Screen size/layout issues on some devices

Requested features

5 requests
  • Ability to sort/reorder envelopes
  • Option to track cents/pennies
  • Multi-device sync and sharing
  • Recurring transaction scheduling
  • Envelope budgeting templates or presets

In-app purchases

3 purchases

Savee

Subscriptions2
  • Renewing Monthly Subscription$0.991 Month
  • Annual Subscription$9.991 Year
One-time1
  • One Month Pass$0.99
1 purchases

Envy

One-time1
  • Envy All Access$9.99

Questions

Is Savee free?
Savee is free to download, with in-app purchases available.
Is Envy free?
Envy is free to download, with in-app purchases available.
Which has better reviews, Savee or Envy?
Savee is rated higher. Savee averages 5.0 out of 5 from 1 ratings, while Envy averages 4.8 from 836 ratings.
Do Savee or Envy have ads?
Savee shows ads; Envy does not.
Which is updated more often, Savee or Envy?
Savee ships an update every 2 months, and Envy every 6 days. Most recently, Savee was updated on November 3, 2026 and Envy on November 7, 2026.

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