Comparison

IBI SMART vs Mesh Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBI SMART

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

Highlights
  • Manage stocks, options, and equity plans
  • U.S. stocks and ETFs trading
  • Demo account with virtual money
  • TipRanks analyst recommendations
  • AI analysis of financial reports
  • Create and track stock watch lists
Features
Read full description

From stocks to options & equity plans, IBI SMART keeps everything in one place, allowing you to manage all your financial needs.                                                                                                                            Looking for a smart & simple way to invest? Got 15,000 NIS or more? Invest wisely with IBI SMART app - offering easy, hassle-free U.S. stocks and ETFs trading. Want to invest but not sure how to start? With our exclusive Demo Account, you can start trading using virtual money. You’ll receive $100,000 in virtual dollars to trade using actual financial information as if you were using a real account.  If your equity plans are managed by IBI CAPITAL, our app lets you oversee it all: exercise or sell options, access relevant information, review order history, register for the ESPP plan (if available), track grants, manage ESOP, RSUs, and more—all in one place. Download today and start benefiting! Here are some of the features that are available while investing: TipRanks - Analyst Recommendations Access global analyst rankings and opinions on covered stocks through TipRanks. Bridgewise - AI Analysis of Financial Reports An innovative AI service for analyzing financial reports of leading companies and ETFs, using an advanced AI system. Create and Track Your Own Stocks Watch List The app allows you to build a personalized stocks watch list and monitor it regularly. Download IBI SMART and discover what Smart Trading is All About!

About

Mesh Payments

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

Highlights
  • On-the-go spend management
  • Receipt uploading via photo
  • Card balance checks
  • New card requests
  • Automated approval flows
  • Real-time spend insights
  • ERP transaction syncing
Features
Read full description

Meet Mesh, the all-in-one spend management platform that simplifies company payments. From travel to office supplies, vendor payments, and miscellaneous expenses, Mesh has you covered with easy spend solutions for your whole team. From requesting new cards to easy approval flows, Mesh’s mobile app can help you manage your spend on-the-go, from wherever you are. - Upload your receipts in seconds by snapping a photo - Manage your spend and check the balance of your cards - Request a new card and simplify expense approvals with automatic request routing and instant notifications - Manage your physical Plug & Pay™ card - Get real-time spend insights and reporting - Simplify reconciliation by syncing every transaction seamlessly with your ERP Learn more at meshpayments.com

Screenshots

IBI SMART4 screens
Mesh Payments4 screens

Verdict

The call

The clearest difference is rating: IBI SMART at 4.3 against Mesh Payments's 3.7. IBI SMART also leads on update cadence (every 2 weeks vs every 5 months). Mesh Payments's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IBI SMART holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 25 and 24 respectively. Written reviews complicate that: 14% of IBI SMART's written reviews are positive against 22% of Mesh Payments's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

IBI SMART ships an update every 2 weeks, Mesh Payments every 5 months. The most recent releases landed on September 8, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
IBI SMART versus Mesh Payments: the parameters behind the verdict, then further details
ParameterIBI SMARTMesh Payments
PriceFreeFree
Rating4.3 (25 ratings) — better3.7 (24 ratings)
Positive reviews14.3% of reviews22.2% of reviews — better
Number of ratings25 — better24
Update frequencyEvery 2 weeks — betterEvery 5 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.4 — better
Further details — not scored
Size163 MB13 MB
Age rating4+4+
DeveloperIBI BROKERAGE TECHNOLOGIES LTDMesh Technologies Ltd.

Customer experience

IBI SMART

All ratings25 ratings
Positive80.0%
Neutral4.0%
Negative16.0%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

Mesh Payments

All ratings24 ratings
Positive66.7%
Neutral4.2%
Negative29.2%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

In-app purchases

None

IBI SMART

No in-app purchases

None

Mesh Payments

No in-app purchases

Questions

Is IBI SMART free?
IBI SMART is free to download, with no in-app purchases.
Is Mesh Payments free?
Mesh Payments is free to download, with no in-app purchases.
Which has better reviews, IBI SMART or Mesh Payments?
IBI SMART is rated higher. IBI SMART averages 4.3 out of 5 from 25 ratings, while Mesh Payments averages 3.7 from 24 ratings.
Do IBI SMART or Mesh Payments have ads?
IBI SMART shows ads; Mesh Payments does not.
Which is updated more often, IBI SMART or Mesh Payments?
IBI SMART ships an update every 2 weeks, and Mesh Payments every 5 months. Most recently, IBI SMART was updated on September 8, 2026 and Mesh Payments on September 17, 2026.

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