Comparison

VaultsPay vs SingX Business

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

VaultsPay

This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.

Highlights
  • Instant digital wallet opening
  • Virtual and physical card issuance
  • Instant local fund transfers
  • Hassle-free bill payments
  • Secure financial tool
Features
Read full description

VaultsPay is a leading UAE-based fintech dedicated to delivering seamless, cashless transactions for residents and businesses. Transform your smartphone into a powerful financial tool with your own digital wallet. Key Features of your VaultsPay Wallet: - Instant Wallet Opening: Quickly open your secure personal or business digital wallet account. - Card Issuance: Issue virtual or physical cards instantly, linked directly to your VaultsPay account. - Local Transfers: Send and receive funds instantly for domestic payments across the UAE. - Hassle-Free Payments: Pay all your utilities, telecommunications, and other bill payments with a few taps. Our mission is to simplify your financial life. Built by fintech experts, VaultsPay provides a super customer experience, high security, and the convenience you deserve. We're regulated by the Central Bank of the UAE. Download VaultsPay today and join the future of finance in the UAE!

About

SingX Business

Features
Read full description

SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to β€œCollect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co

Screenshots

VaultsPay4 screens
SingX Business4 screens

Verdict

The call

The clearest difference is update cadence: VaultsPay at every 5 days against SingX Business's monthly. SingX Business's advantage is iOS requirement (13.0 vs 16). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VaultsPay ships an update every 5 days, SingX Business monthly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences Β· 6 level
VaultsPay versus SingX Business: the parameters behind the verdict, then further details
ParameterVaultsPaySingX Business
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 5 days β€” betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS1613.0 β€” better
Further details β€” not scored
Size162 MB76 MB
Age rating4+4+
DeveloperThe vaults international payment llcSingX Pte Ltd

In-app purchases

None

VaultsPay

No in-app purchases

None

SingX Business

No in-app purchases

Questions

Is VaultsPay free?
VaultsPay is free to download, with no in-app purchases.
Is SingX Business free?
SingX Business is free to download, with no in-app purchases.
Do VaultsPay or SingX Business have ads?
Neither VaultsPay nor SingX Business shows ads.
Which is updated more often, VaultsPay or SingX Business?
VaultsPay ships an update every 5 days, and SingX Business monthly. Most recently, VaultsPay was updated on November 3, 2026 and SingX Business on November 5, 2026.

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