PAL Pensions vs KudiLoop

The PAL App is a user-friendly mobile access to your RSA

Save Together, Succeed Together KudiLoop brings the trusted tradition of rotating savings (Ajo, ROSCA, Esusu) into one app. Save with friends and family in safe, organized groups—no banks, no hassle—and build your goals together. WHY KUDILOOP Trusted circles — Save with people you know and invite via simple links Clear rotations — Everyone gets a payout when it’s their turn Easy payouts — Set your method and receive when your cycle comes Secure — PIN, Face ID, and bank-level protection for your money CREATE & MANAGE SAVINGS GROUPS Start a group in minutes. Set contribution amount, frequency, and how many cycles. Invite members with a link. Watch contributions and rotations in real time. TRACK CONTRIBUTIONS Mark your payments and upload receipts. Admins can approve quickly. No doubt about who paid and when. STAY ON SCHEDULE See exactly when each member gets their payout. Advance cycles when everyone has paid and keep the circle moving. PERSONAL SAVINGS POTS Use savings pots alongside your groups. Set money aside for your own goals. PARTNER MARKETPLACE Explore offers from trusted partners for loans, insurance, and more. BUILT FOR AFRICA Supports multiple currencies. Designed for how you already save. Works offline so you can check groups and activity even without data. SECURE & PRIVATE Face ID or Touch ID, optional PIN, encrypted storage, and clear privacy controls. Your data stays yours. JOIN KUDILOOP Whether you’re in Ajo, Esusu, ROSCA, or a similar group, KudiLoop helps you save together, stay accountable, and reach your goals. Download KudiLoop and start your first loop today.