Comparison

Lancaster Red Rose vs CoAd Benefit Services

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lancaster Red Rose

Manage your finances conveniently from your mobile device. Check balances, review transaction history, move funds between accounts, and make payments for loans and bills. You can also deposit checks directly through the app.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Deposit checks
  • Pay bills
  • Pay loans
Read full description

Lancaster Red Rose Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Deposit Checks - Pay Bills - Pay Loans

About

CoAd Benefit Services

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, submit receipts, and even manage investments and pay bills on the go. The secure app provides real-time access to all your important account information.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • Submit receipts for claims
  • File claims for FSA and HRA
  • Manage HSA transactions and investments
  • Pay bills and manage expenses
  • Scan product barcodes for eligibility
Features
Read full description

Let CoAd help you save time while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

Lancaster Red Rose4 screens
CoAd Benefit Services3 screens

Verdict

The call

Lancaster Red Rose and CoAd Benefit Services both sit at 3.7 stars, but that hides the real split: 37% of CoAd Benefit Services's written reviews are positive against 0% of Lancaster Red Rose's. CoAd Benefit Services also leads on update cadence (every 5 months vs every 25 months) and ratings volume (265 vs 3). Lancaster Red Rose's advantage is iOS requirement (15.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for Lancaster Red Rose against 3.8 for CoAd Benefit Services. That said, the two scores are not equally well evidenced: CoAd Benefit Services has 265 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 0% of Lancaster Red Rose's written reviews are positive against 37% of CoAd Benefit Services's.

UpkeepUpdate frequency

Lancaster Red Rose ships an update every 25 months, CoAd Benefit Services every 5 months. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Lancaster Red Rose versus CoAd Benefit Services: the parameters behind the verdict, then further details
ParameterLancaster Red RoseCoAd Benefit Services
PriceFreeFree
Rating3.7 (3 ratings)3.8 (265 ratings) — better
Positive reviews0.0% of reviews36.7% of reviews — better
Number of ratings3265 — better
Update frequencyEvery 25 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size32 MB32 MB
Age rating4+17+
DeveloperLancaster Red Rose Credit UnionPRIMEPAY, LLC

Customer experience

Lancaster Red Rose

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CoAd Benefit Services

All ratings265 ratings
Positive68.7%
Neutral2.6%
Negative28.7%
Written reviews79 reviews
Positive36.7%
Neutral2.5%
Negative60.8%

Bugs and requests

Lancaster Red Rose

Not enough reviews yet to summarise bugs or requests.

CoAd Benefit Services

Reported bugs

12 issues
  • Never-ending loading screen preventing app usage
  • Face ID and biometric authentication not working
  • App crashes and constant shutdowns
  • Password not saving on iPhone
  • Autofill not accepting security codes
Show 7 more
  • Session timeout during claim filing
  • Inconsistent password acceptance between app and website
  • App logs out due to inactivity during normal use
  • Smart scan feature malfunctioning
  • Receipt upload limits (4 receipts maximum)
  • Claims incorrectly applied to wrong account (FSA vs HRA)
  • App support link is non-functional

Requested features

11 requests
  • Real-time notifications for card decline status
  • Ability to choose between HSA and FSA for claims
  • Delete or modify receipt functionality
  • Auto-fill capability for recurring monthly submissions
  • Persistent password saving across app and website
Show 6 more
  • Improved app-website synchronization
  • Multiple receipt uploads without limits
  • Clearer transaction categorization
  • Automatic deductible application for FSA claims
  • Dark mode option
  • Offline functionality

In-app purchases

None

Lancaster Red Rose

No in-app purchases

None

CoAd Benefit Services

No in-app purchases

Questions

Is Lancaster Red Rose free?
Lancaster Red Rose is free to download, with no in-app purchases.
Is CoAd Benefit Services free?
CoAd Benefit Services is free to download, with no in-app purchases.
Which has better reviews, Lancaster Red Rose or CoAd Benefit Services?
CoAd Benefit Services is rated higher. Lancaster Red Rose averages 3.7 out of 5 from 3 ratings, while CoAd Benefit Services averages 3.8 from 265 ratings.
Do Lancaster Red Rose or CoAd Benefit Services have ads?
Neither Lancaster Red Rose nor CoAd Benefit Services shows ads.
Which is updated more often, Lancaster Red Rose or CoAd Benefit Services?
Lancaster Red Rose ships an update every 25 months, and CoAd Benefit Services every 5 months. Most recently, Lancaster Red Rose was updated on November 3, 2026 and CoAd Benefit Services on November 3, 2026.

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