iumiCash vs Pacific Instant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iumiCash
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iumiCash is the next generation e-wallet for your smart phone allowing you to have either Solomon Dollars $SBD, Australian Dollars $AUD, New Zealand Dollars $NZD, Samoan Tala $WST or Tongan Pa'anga TOP stored on your phone. You can pay for goods and services at participating merchants, transfer money to family and friends and pay utility bills. 1 iumiCash = 1$ fixed. For every iumiCash in circulation 1$ of local currency is deposited into an escrow account with a local commercial bank, backing and securing the value in your e-wallet. iumiCash can be converted to and from local currency fee free at participating agents. This application requires internet access. There are no signup or monthly account keeping fees. Fees for sending money are charged depending on service. For more information please visit us at https://iumi.cash
Pacific Instant
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Pacific Instant是一款跨区域的国际汇款APP,基于官方标准汇率,提供多种主流币种的汇款服务,特别是解决了银行网点偏少地区,向他人汇款不便的问题。同时我们支持的收款币种正在不断扩充中,希望给有国际汇款需求的用户带来优质便捷的使用体验。 Pacific Instant is a cross-regional international remittance APP. Based on the official standard exchange rate, it provides remittance services in a variety of mainstream currencies. In particular, it solves the inconvenience of remittance to others in areas with few bank branches. At the same time, the collection currency we support is constantly expanding, hoping to bring high quality and convenient use experience to users with international remittance needs.
Screenshots
Verdict
The clearest difference is update cadence: Pacific Instant at every 3 weeks against iumiCash's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iumiCash ships an update every 2 months, Pacific Instant every 3 weeks. The most recent releases landed on October 29, 2026 and October 10, 2026 respectively.
| Parameter | iumiCash | Pacific Instant |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 63 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | iumiCash Pacific Pty Ltd | Pacific Instant ltd |
In-app purchases
iumiCash
No in-app purchases
Pacific Instant
No in-app purchases







