Pacific Instant vs M
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pacific Instant
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Pacific Instant是一款跨区域的国际汇款APP,基于官方标准汇率,提供多种主流币种的汇款服务,特别是解决了银行网点偏少地区,向他人汇款不便的问题。同时我们支持的收款币种正在不断扩充中,希望给有国际汇款需求的用户带来优质便捷的使用体验。 Pacific Instant is a cross-regional international remittance APP. Based on the official standard exchange rate, it provides remittance services in a variety of mainstream currencies. In particular, it solves the inconvenience of remittance to others in areas with few bank branches. At the same time, the collection currency we support is constantly expanding, hoping to bring high quality and convenient use experience to users with international remittance needs.
M
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Mobile Money Wallet, Deposit, Send Money, Withdrawal, Mobile Topup and Payments. Introducing the M-Selen App, with a smart look and exciting features that make your life simpler and easier. Register an M-Selen wallet and deposit money right from an M-Selen Agent in just a few minutes and get started. Recharge your mobile balance and send money to anyone in the Solomon Islands, all in a highly secure mobile money app. Get suggestions from M-Selen on what services you can explore next. FAST M-SELEN WALLET REGISTRATION Don't have an M-Selen wallet? Just visit your nearest M-Selen Agent or Our Telekom Phone Shops. After providing a valid ID and completing any other registration requirements, you can register a new M-Selen wallet in just a few minutes. DEPOSIT MONEY FROM M-SELEN AGENT Now that you have an M-Selen wallet, you need money in it, right? Just visit any nearest M-Selen Agent and the Agent will support you to make the deposit to your M-Selen wallet in exchange for cash. SEND MONEY HOME OR TO ANYONE Now that you have money in your M-Selen wallet and would like to send money home or to anyone, use the Send Money option in the M-Selen App to transfer money to any other M-Selen wallet or to anyone who doesn't have an M-Selen wallet but has a cell phone number. MONEY WITHDRAWAL FROM M-SELEN AGENT Use the Cash Withdrawal option in the M-Selen App to withdraw money from your M-Selen wallet at any M-Selen Agent point. MOBILE TOP-UP Top up your Our Telekom mobile phone balance very quickly and without visiting any Top-up agent using the Mobile Top-up option in the M-Selen App. You can do mobile Top-up for yourself or others using your M-Selen wallet. HIGHLY SECURE MOBILE MONEY We take the security of your M-Selen wallet very seriously. We send you an OTP to verify your M-Selen wallet during your first log-in. The M-Selen App also asks for your PIN during both login and transactions. STATEMENT Exert greater control over your M-Selen wallet by accessing your detailed transaction history. ONE-TAP BALANCE CHECK Checking your balance is just a tap away. We also help protect your data by hiding the balance after a few seconds. GREATER TRANSPARENCY & CONTROL Have greater visibility over your M-Selen transactions. While entering the amount, you will see your available balance, the auto-calculated service charge, and the special Tap & Hold button allows you a few seconds to check everything in the very last moment, all before completing the transaction.
Screenshots
Verdict
The clearest difference is update cadence: Pacific Instant at every 3 weeks against M's every 4 months. M's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pacific Instant ships an update every 3 weeks, M every 4 months. The most recent releases landed on October 10, 2026 and September 11, 2026 respectively.
| Parameter | Pacific Instant | M |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 23 MB |
| Age rating | 17+ | 4+ |
| Developer | Pacific Instant ltd | SOLOMON TELEKOM COMPANY LIMITED |
In-app purchases
Pacific Instant
No in-app purchases
M
No in-app purchases









