Comparison

Skyward AIM vs Meritrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skyward AIM

Connect with a live banking specialist face-to-face through your mobile device for transactions and inquiries. Open accounts, apply for loans, and securely sign documents from anywhere. Enjoy personalized service without visiting a branch.

Highlights
  • Live video banking sessions
  • Account opening
  • Loan application assistance
  • Secure document signing
  • On-demand inquiries
  • Personalized financial service
Features
Read full description

Experience personal, interactive service using your mobile phone with Skyward Credit Union’s AIM Video Banking app. A face-to-face, confidential interface allows you to chat with a live Skyward Video Specialist for transactions and on-demand inquiries. You can access the AIM video banking app from the comfort of your home, business, or on-the-go — anywhere it’s convenient for you. With a smooth user interface, connection to the experts at Skyward is easier than walking into a branch! The benefits of using AIM include: • Open checking, savings, certificate, or IRA accounts. • Get help applying for or completing loan applications for auto, personal, credit card, home equity or mortgage. • Securely sign and send documents using the camera on your mobile phone device. • Receive answers to account and online banking questions from the specialists at Skyward. • Get personalized service for most of your banking needs. Other information: • AIM Video Banking app is a separate app from Skyward Online Banking. • AIM Video Banking is available during normal business hours. • Be sure to have identifiable information ready when you start your call. • AIM video banking is free. However, we recommend you use Wi-Fi to avoid data costs from your mobile provider. • Make sure you’re somewhere private where you won’t be overheard.

About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile. Experience the convenience and security that comes with an app that puts your financial needs first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. FEATURES: · View your account balances and transaction history · Pay bills · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM. To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

Screenshots

Skyward AIM3 screens
Meritrust Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Meritrust Mobile at every 2 months against Skyward AIM's every 23 months. Meritrust Mobile also leads on ratings volume (7.5K vs 1). Skyward AIM's advantage is rating (5.0 vs 4.6) and iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Skyward AIM holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Skyward AIM ships an update every 23 months, Meritrust Mobile every 2 months. The most recent releases landed on September 9, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
Skyward AIM versus Meritrust Mobile: the parameters behind the verdict, then further details
ParameterSkyward AIMMeritrust Mobile
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (7.5K ratings)
Positive reviews—16.0% of reviews
Number of ratings17.5K — better
Update frequencyEvery 23 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better15.0
Further details — not scored
Size45 MB18 MB
Age rating17+4+
DeveloperSkyward Credit UnionMeritrust Credit Union

Customer experience

Skyward AIM

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Meritrust Mobile

All ratings7,479 ratings
Positive89.8%
Neutral3.0%
Negative7.2%
Written reviews125 reviews
Positive16.0%
Neutral9.6%
Negative74.4%

Bugs and requests

Skyward AIM

Not enough reviews yet to summarise bugs or requests.

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

In-app purchases

None

Skyward AIM

No in-app purchases

None

Meritrust Mobile

No in-app purchases

Questions

Is Skyward AIM free?
Skyward AIM is free to download, with no in-app purchases.
Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Which has better reviews, Skyward AIM or Meritrust Mobile?
Skyward AIM is rated higher. Skyward AIM averages 5.0 out of 5 from 1 ratings, while Meritrust Mobile averages 4.6 from 7.5K ratings.
Do Skyward AIM or Meritrust Mobile have ads?
Neither Skyward AIM nor Meritrust Mobile shows ads.
Which is updated more often, Skyward AIM or Meritrust Mobile?
Skyward AIM ships an update every 23 months, and Meritrust Mobile every 2 months. Most recently, Skyward AIM was updated on September 9, 2026 and Meritrust Mobile on September 24, 2026.

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