Comparison

Suits Me vs Modulr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Suits Me

This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.

Highlights
  • No credit checks
  • Instant online account
  • Free contactless debit card
  • Faster payments
  • Direct debits and standing orders
  • Cashback on purchases
  • Account upgrades/downgrades
Features
Read full description

Hello and welcome to Suits Me. We help those who are tired of facing barriers and issues with their banking needs. We invite you to open a personal account* to suit you with Suits Me. The banking alternative of choice for thousands who want a simple account to manage their money, loaded with rewards and cashback. Suits Me accounts are the hassle-free alternative to a high street bank account. Whatever your situation we’ve got you: - Bad credit - New to the UK - No verified 3 months proof of address - We accept Photo ID or alternatives - Simply want a secondary account for budgeting (and cashback benefits!) You can open an account in minutes with no credit checks and over 90% of applications have instant accounts to manage their money. We will support you with the ID documents you have, we know everyone is different. Applying with alternative ID is all online, all in minutes and you will have an instant account. -Suits Me offers three account types to make sure we cater for the varying needs of our customers. -Essential is our pay as you go card. An instant account with no credit checks to give you flexibility and control over your money when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. -Premium Our everyday card is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback rewards and discounts. Customers who need a basic and functional main account for wages and benefits choose Premium. -Premium Plus Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favorite with our customers with its inclusive package. This account is great for those who want a fully functional bank account replacement. Features of All Accounts: -Instant online account with UK sort code and account number -Free Contactless Mastercard® Debit Card you can use anywhere, anytime. (Delivered first class with Royal Mail) -Faster payments – sent within 2 hours. It really is fast! -Set up Direct Debits and Standing orders for bills and rent -Set up recurring Payments via your Debit Card -Cash top ups at any PayPal or Post Office processed in minutes. -PayPal integration -Google Pay (coming soon) -Apple Pay (Coming soon) -Instant notifications when you use your account -Add new Payee’s in seconds -Freeze cards – you can instantly lock your card if lost or stolen -No Minimum Load amounts -Upgrade or downgrade your account anytime -Access and download statements to track your spending Benefits of your Account: -Unlimited Cashback on card purchases with selected retailers, up to 15% cashback -Award winning multi-lingual customer care with your own personal account manager -Welcome call to introduce you to our services and make sure you get the most out of our products -Virtual branch service if you want face to face contact -Monthly cash competitions to take part in *Suits Me® are an alternative banking solution offering personal money accounts with mobile app and a contactless Mastercard® debit card. * Suits Me do not process cheques as payment which a traditional current account can.

About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select ‘Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

Screenshots

Suits Me4 screens
Modulr4 screens

Verdict

The call

The clearest difference is review sentiment: Suits Me at 28% against Modulr's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Suits Me versus Modulr: the parameters behind the verdict, then further details
ParameterSuits MeModulr
PriceFreeFree
Rating4.7 (226 ratings) — better—
Positive reviews27.8% of reviews — better0.0% of reviews
Number of ratings226 — better—
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size81 MB25 MB
Age rating4+4+
DeveloperSuits Me LimitedModulr Finance

Customer experience

Suits Me

All ratings225 ratings
Positive91.1%
Neutral2.7%
Negative6.2%
Written reviews270 reviews
Positive27.8%
Neutral3.3%
Negative68.9%

Modulr

Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

Suits Me

Reported bugs

3 issues
  • Frequent app crashes and login issues
  • Inconsistent account balance display
  • Inability to access account history

Requested features

4 requests
  • Support for Apple Pay
  • Improved in-app notifications
  • Ability to easily change account details
  • Faster processing of payments and transfers

Modulr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Suits Me

No in-app purchases

None

Modulr

No in-app purchases

Questions

Is Suits Me free?
Suits Me is free to download, with no in-app purchases.
Is Modulr free?
Modulr is free to download, with no in-app purchases.
Do Suits Me or Modulr have ads?
Neither Suits Me nor Modulr shows ads.
Which is updated more often, Suits Me or Modulr?
Suits Me ships an update monthly, and Modulr monthly. Most recently, Suits Me was updated on November 7, 2026 and Modulr on November 3, 2026.

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