Comparison

Dosh vs EziSend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dosh

This app helps you manage your money by allowing you to spend, save, and borrow. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. It offers competitive interest rates on savings and a digital-first approach to borrowing.

Highlights
  • Earn Phone Dollars on spending
  • Home loans with bonus rewards
  • Competitive savings interest rates
  • Digital loan application process
  • Track savings goals
  • Card spending notifications
Features
Read full description

Banking made freak’n easy* Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking. *Dosh is not a registered bank. However, your funds are held at a NZ registered bank. EARN PHONE DOLLARS AND GET THE NEW PHONE YOU WANT, FASTER Spend with the One NZ dosh card and earn Phone Dollars on your everyday spend. Take out a home loan with dosh and get a Phone Dollars bonus towards your next phone upgrade. HOME LOANS THAT GIVE BACK Unlock freak’ n great interest rates on a home loan with dosh —powered by Westpac NZ. Whether you're switching your existing home loan or stepping into your new home, dosh makes the process easy and 100% digital. Plus, earn $1,700 Phone Dollars upon settlement so you can get the new phone you want, faster. Your access to hassle-free borrowing starts here. Apply for a home loan with dosh today. SPEND AND EARN PHONE DOLLARS Spend with the One NZ dosh card and earn 1% back Phone Dollars on your eligible everyday spend. Helping you get to your next interest-free phone faster. Pay with Apple Pay, Tap & Go in store or, shop online at any Visa enabled retailer. You’re in control. Set limits or lock your card any time. Plus get notified every time your One NZ dosh card is used. STRIVE TOWARDS YOUR SAVINGS GOALS Earn an epic interest rate on your savings while you grow your balance. Enjoy unlimited withdrawals with no fees or complicated rules. Set your savings goals and track your progress. Funds are held on trust with an AA- registered bank in New Zealand. Fine print You must be 13+ to use Dosh. See our T&Cs in the Privacy Policy. Visit Dosh.nz Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions. Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply. Dosh home loan reward offer has a minimum loan size of $300,000 and eligibility criteria and T&Cs apply. The Phone Dollars reward is provided exclusively by One NZ. Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet

About

EziSend

Features
Read full description

Sign up with Ezisend to send money from New Zealand to Samoa. Ezisend will allow you to create beneficiary accounts in Samoa, get real time and competitive exchange rates and purchase vouchers in order to send money home to friends and family in Samoa. A trusted service provided by NBS.

Screenshots

Dosh4 screens
EziSend4 screens

Verdict

The call

Dosh and EziSend are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Dosh versus EziSend: the parameters behind the verdict, then further details
ParameterDoshEziSend
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews63.5% of reviews—
Number of ratings3 — better—
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size116 MB24 MB
Age rating12+4+
DeveloperMCA Investments LimitedNational Bank of Samoa

Bugs and requests

Dosh

Reported bugs

7 issues
  • App won't run on two devices
  • App turned black, causing eye strain
  • Login screen freezes
  • Incompatible with older devices
  • Customer service support is lacking
Show 2 more
  • Can't get verified without NZ passport or driver's license
  • Requires driver's license for app use

Requested features

18 requests
  • Support for Apple Pay
  • Ability to reorder accounts
  • Monthly statements to download or email
  • Balance shown after each transaction
  • Username and password login option
Show 13 more
  • Authenticator app option for login
  • Website login option
  • Budgeting tools
  • Spending graphs
  • Bank card option for topping up
  • Paid plan for higher cashback limit
  • Faster bank transfers
  • Option to use for Afterpay payments
  • Personalize main account (name and color)
  • Pre-save bank accounts for easier deposit
  • Option to use overseas with clear fees
  • More inclusive verification options for immigrants
  • Fix voiceover issues

EziSend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Dosh

No in-app purchases

None

EziSend

No in-app purchases

Questions

Is Dosh free?
Dosh is free to download, with no in-app purchases.
Is EziSend free?
EziSend is free to download, with no in-app purchases.
Do Dosh or EziSend have ads?
Neither Dosh nor EziSend shows ads.

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