Dosh User Reviews

Dosh
Dosh
MCA Investments Limited

Customer Experience

Positive experience63.5% of reviews
Neutral8.1% of reviews
Negative experience28.4% of reviews

~ Based on 74 written reviews from the US App Store.

Is Dosh Safe?

Not enough ratings yet to assess Dosh.

Is Dosh Legit?

Dosh appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Dosh is 68/100.

Based on 68 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Slow Customer Support

Gave up after waiting 19 days for an email with an account number for my wages to be paid into and closed my account.

👍👍👍

Best financial experience I have had. Their home loan team run a very smooth process

An NZ card that is a must have

Honestly Dosh is a breath of fresh air in the banking industry. You’re actually rewarded with cash to spend not slow the accumulation of pointless points;) And getting your mortgage sorted by Dosh A+++ seamless and efficient, you’re treated like a person not another faceless minion like the bankers treat you- keep up the good work 😊
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i cant open my dosh as the one nz is blocking it its so annoying

annoying one nz advertisement

Love the rewards

Great card rewards. Also love the ease of opening savings account. 👍

What happened?

Dosh use to be so good, what happened? Capping cash back, replacing cash back with phone dollars, partnership with one Nz, it’s very difficult to watch dosh going down hill.
I miss dosh at its peak!

Dosh it might be a good idea to up your game! You are ruining a good product, You are loosing customers!!
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Competitive Edge Gone

It’s a pity there’s no one NZ phone plan that compares to my current 15GB @ $13.75 per month. It would mean the saving made using Phone Dollars would be offset by having to switch to a one NZ Pay Monthly plan (e.g. 6GB @ $50) over the interest-free payment term.

One nz killed it

Have just pulled all my money out of Dosh - the partnership with one nz has ruined the app. We don’t want to earn one nz dollars, we want cashback. Utterly useless to me now and will be deleting the app

annoying

dosh is so stupid, takes very long to transfer between banks it says will take 2hrs unless out of the time frame which is 9am-10pm i believe but i transferred in those hrs and its been over 4 hrs and nothing showing in my bank says in process. So much for fast banking , now it’ll probably come in the next day smh
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Good service

Great to deal with if there is a problem

love the home loan

great service on my home loan. Quick fast and best deal. Thanks 👍

Best home loan experience

Thanks for helping with my home loan. Fast, easy and a great deal. Thanks 👍

Awesome savings option

Super impressed with dosh! The Strive savings rate is awesome, it’s great seeing my savings build each month. I can also withdraw anytime I like without being penalised. Signing up is super easy, took just a couple of minutes and shout-out to the customer support team, genuinely helpful and quick to respond. Highly recommend if you’re after a smart, simple way to manage your money in NZ.
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Home loan rate! 👍

Thanks dosh, not only was the home loan application easy and quick. The rate I got was best in market and the additional streak annual cashback was the cream on top! Best banking home loan experience I have had so far. Thanks!

Best home loan offer in NZ

I recently scoured the market for the best home loan offer. Dosh had the equal best rate and when adding their Streak cashback it came first overall. The online application was super easy and the approval time was fast. Highly recommended.

Apple Pay

I like the cash back feature of the app, but it’s not very convenient because it doesn’t support Apple Pay I always forgot to bring my card when going outside :(

Apple pay not supported

I closed my dosh account a month ago after I learnt that Dosh only allows you to set up only Google pay. I’m not coming back in the future, Debut is much better! 👎

Easy to use, love the layout.. 5 stars!

From the beginning it’s been seamless. Easy to open an acct, there was an answer for any questions I had about it. I love the strive acct interest rate and I feel like my moneys actually doing something good. My dosh debit card arrived today and it was easy to activate + quick delivery, 5 days.

I have one request- on the “accounts” page and it shows all the accts.. I’d love if you could hold and drag accts around to reorder them🙂
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As it says, banking made easy.

Can’t really get much easier than this, also savings has a great interest rate as well.

You can only order one card

I cancelled my account a while ago and tried to register again after I saw that Dosh would soon support Apple Pay. But the app doesn’t allow me to order a new card, and customer service told me, ‘According to Dosh's terms and conditions, you won’t be able to order another card.’ This is so confusing and hubris that customers cannot even pay for a new card. On the contrary, Debut gave me a new card for free and offered higher interest rates. 👎Dosh
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