Booster NZ vs Dosh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Booster NZ
Manage your KiwiSaver, investments, and daily spending all in one place. Track your wealth, link bank accounts, and access smart financial tools and educational resources to improve your money management.
- KiwiSaver account management
- Investment tracking
- Daily spending management
- Link bank accounts
- Financial snapshot
- Budgeting tools
- Educational resources
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Manage your KiwiSaver account, track your wealth and more with the Booster NZ app. And for those who want to save and spend better there’s Savvy, also in the Booster app. Elevate your finances with Booster NZ and Savvy. Take control of your finances with the Booster NZ app, your one-stop solution for managing your KiwiSaver account, SuperScheme, investments and daily spending. Download now for a bird's-eye view of your finances, helping you to take control anywhere, anytime. And get Savvy in the Booster NZ app – Savvy’s the investment account with a sweet return, linked to a debit card and smart app for your day-to-day spending, with no card or monthly account fees*. Savvy, it’s your money, smarter. Booster NZ: Unified account management: View and manage your KiwiSaver account, SuperScheme, investments and daily expenses with Booster in one place. See your KiwiSaver account balance, make contributions and track government contributions, as well as keep an eye on your fund’s performance. Whether you're at home or on the move, get on-the-go money management and stay in control of your finances. Financial snapshot: Link your bank accounts, add details of your shares, property and other investments to get a complete view of your money. Smart financial tools and educational resources: Access free tools like the mybudgetpal to get a better understanding of your spending habits. Learn about managing your money with our comprehensive resource library, including videos and articles. Savvy: Take your savings to the next level. Savvy puts you in control of your money, learning how you spend and helping you save better with a suite of powerful tools. With Savvy, you can get more out of your money. Track where your money is going, with the convenience of a smart money app, spend with the convenience of a Mastercard debit card and get paid competitive returns on every dollar in your account. The Booster Savvy Scheme (‘Savvy’) is not a bank account and Booster is not a registered bank. Savvy is a managed fund and Booster Investment Management Limited is the manager and issuer of Savvy. Savvy’s Product Disclosure Statement and other important information about Savvy (including a comparison highlighting some of the differences between Savvy and a bank account) is available at boostersavvy.co.nz. *Some other fees, such as international transaction fees and card replacement fees, may apply. Booster Investment Management Limited is the manager and issuer of the Booster KiwiSaver Scheme (‘Scheme’). The Scheme’s product disclosure statements are available at booster.co.nz Who we are We’re a Kiwi financial services company founded in 1998. We’re committed to helping New Zealanders make sense of money. Our app is just one step on that journey. Follow us Web: www.booster.co.nz Facebook: www.facebook.com/boostermoneynz/ LinkedIn: www.linkedin.com/company/booster-nz More info When you download any app provided by Booster, you agree to the Booster terms and conditions and any changes to these terms and conditions without notification. Feedback? Want to help to make the Booster NZ app better? Please tell us what you like or how we could improve by: • emailing us at info@booster.co.nz • sending feedback through the app. Check out our FAQs: www.booster.co.nz/app-faqs Fix problems with our troubleshooting guide: www.booster.co.nz/troubleshooting
Dosh
Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.
- Earn Phone Dollars on spending
- Home loans with Phone Dollar bonus
- Digital home loan application
- Earn interest on savings
- Set and track savings goals
- Card spending notifications
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Banking made freak’n easy* Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking. *Dosh is not a registered bank. However, your funds are held at a NZ registered bank. EARN PHONE DOLLARS AND GET THE NEW PHONE YOU WANT, FASTER Spend with the One NZ dosh card and earn Phone Dollars on your everyday spend. Take out a home loan with dosh and get a Phone Dollars bonus towards your next phone upgrade. HOME LOANS THAT GIVE BACK Unlock freak’ n great interest rates on a home loan with dosh —powered by Westpac NZ. Whether you're switching your existing home loan or stepping into your new home, dosh makes the process easy and 100% digital. Plus, earn $1,700 Phone Dollars upon settlement so you can get the new phone you want, faster. Your access to hassle-free borrowing starts here. Apply for a home loan with dosh today. SPEND AND EARN PHONE DOLLARS Spend with the One NZ dosh card and earn 1% back Phone Dollars on your eligible everyday spend. Helping you get to your next interest-free phone faster. Pay with Apple Pay, Tap & Go in store or, shop online at any Visa enabled retailer. You’re in control. Set limits or lock your card any time. Plus get notified every time your One NZ dosh card is used. STRIVE TOWARDS YOUR SAVINGS GOALS Earn an epic interest rate on your savings while you grow your balance. Enjoy unlimited withdrawals with no fees or complicated rules. Set your savings goals and track your progress. Funds are held on trust with an AA- registered bank in New Zealand. Fine print You must be 13+ to use Dosh. See our T&Cs in the Privacy Policy. Visit Dosh.nz Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions. Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply. Dosh home loan reward offer has a minimum loan size of $300,000 and eligibility criteria and T&Cs apply. The Phone Dollars reward is provided exclusively by One NZ. Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet
Screenshots
Verdict
The clearest difference is rating: Booster NZ at 5.0 against Dosh's 3.7. Booster NZ also leads on update cadence (every 3 weeks vs every 6 weeks). Dosh's advantage is monetization model (free vs free with in-app purchases) and ratings volume (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Booster NZ holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews complicate that: 56% of Booster NZ's written reviews are positive against 64% of Dosh's, so the app with the better star average is not the one people write more warmly about.
Booster NZ ships an update every 3 weeks, Dosh every 6 weeks. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.
| Parameter | Booster NZ | Dosh |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 56.3% of reviews | 63.5% of reviews — better |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 116 MB |
| Age rating | 4+ | 12+ |
| Developer | Booster Financial Services Ltd | MCA Investments Limited |
Customer experience
Booster NZ
Dosh
Bugs and requests
Booster NZ
Not enough reviews yet to summarise bugs or requests.
Dosh
Reported bugs
7 issues- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking
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- Can't get verified without NZ passport or driver's license
- Requires driver's license for app use
Requested features
18 requests- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option
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- Authenticator app option for login
- Website login option
- Budgeting tools
- Spending graphs
- Bank card option for topping up
- Paid plan for higher cashback limit
- Faster bank transfers
- Option to use for Afterpay payments
- Personalize main account (name and color)
- Pre-save bank accounts for easier deposit
- Option to use overseas with clear fees
- More inclusive verification options for immigrants
- Fix voiceover issues
In-app purchases
Booster NZ
No in-app purchases
Dosh
No in-app purchases








