Payback Balance Tracker vs ABNA Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payback Balance Tracker
Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.
- Track balances between friends
- Log what you owe others
- Log what others owe you
- Simplifies shared expenses
- No real money exchange needed
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Need to pay your friend back for dinner, but short on cash? Log what you owe them without exchanging real money. Payback tracks balances between friends, so everybody knows what they owe other people, and what other people owe them.
ABNA Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks securely from your device. It offers advanced card controls to help protect against debit card fraud.
- Check account balances and transaction history
- Schedule and manage bill payments
- Deposit checks remotely
- Transfer funds between accounts
- Control debit card transactions and alerts
- Manage payees
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Start banking wherever you are with ABNA Mobile for mobile banking! Available to all American Bank online banking customers, ABNA Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Card Controls with Alerts (Smartphones only) Manage all aspects of debit cards, transactions, and alerts: • pre-authorization controls • location-based approval preferences • transaction-based controls • merchant-based controls • proactively control cards to help protect from debit card fraud. Check Deposit Deposit checks while on the go. Transfers Easily transfer cash between your accounts.
Screenshots
Verdict
The clearest difference is review sentiment: ABNA Mobile at 100% against Payback Balance Tracker's 50%. ABNA Mobile also leads on rating (4.8 vs 3.7) and ratings volume (88 vs 10). Payback Balance Tracker's advantage is update cadence (every 9 days vs monthly) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ABNA Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: ABNA Mobile has 88 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of Payback Balance Tracker's written reviews are positive against 100% of ABNA Mobile's.
Payback Balance Tracker ships an update every 9 days, ABNA Mobile monthly. The most recent releases landed on June 4, 2026 and September 17, 2026 respectively.
| Parameter | Payback Balance Tracker | ABNA Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (10 ratings) | 4.8 (88 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 10 | 88 — better |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 43 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew Brennan | American Bank, N.A. - Dallas |
Customer experience
Payback Balance Tracker
ABNA Mobile
In-app purchases
Payback Balance Tracker
No in-app purchases
ABNA Mobile
No in-app purchases
