OMS Payment App vs Payback Balance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OMS Payment App
This application facilitates schools in processing payments for various activities. It allows users to record cash, check, and credit card transactions, integrating with a school payment management portal.
- Receipt cash payments
- Receipt check payments
- Receipt credit card payments
- Integrates with payment portal
- School activity payments
Read full descriptionHide full description
The Online Mobile Swipe (OMS) application from Online School Management Systems, Inc. allows school users to receipt cash, check and credit cards for school activities. This application works in conjunction with the Online School Payments Management Portal.
Payback Balance Tracker
Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.
- Track balances between friends
- Log what you owe others
- Log what others owe you
- Simplifies shared expenses
- No real money exchange needed
Read full descriptionHide full description
Need to pay your friend back for dinner, but short on cash? Log what you owe them without exchanging real money. Payback tracks balances between friends, so everybody knows what they owe other people, and what other people owe them.
Screenshots
Verdict
The clearest difference is rating: OMS Payment App at 5.0 against Payback Balance Tracker's 3.7. Payback Balance Tracker's advantage is update cadence (every 9 days vs every 5 weeks) and ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OMS Payment App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Payback Balance Tracker has 10 ratings behind it against 1, so its average is the more settled of the two.
OMS Payment App ships an update every 5 weeks, Payback Balance Tracker every 9 days. The most recent releases landed on September 12, 2026 and June 4, 2026 respectively.
| Parameter | OMS Payment App | Payback Balance Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.7 (10 ratings) |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 1 | 10 — better |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | Online school management system inc | Matthew Brennan |
Customer experience
OMS Payment App
Payback Balance Tracker
In-app purchases
OMS Payment App
No in-app purchases
Payback Balance Tracker
No in-app purchases







