Comparison

OMS Payment App vs Payback Balance Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OMS Payment App

This application facilitates schools in processing payments for various activities. It allows users to record cash, check, and credit card transactions, integrating with a school payment management portal.

Highlights
  • Receipt cash payments
  • Receipt check payments
  • Receipt credit card payments
  • Integrates with payment portal
  • School activity payments
Features
Read full description

The Online Mobile Swipe (OMS) application from Online School Management Systems, Inc. allows school users to receipt cash, check and credit cards for school activities. This application works in conjunction with the Online School Payments Management Portal.

About

Payback Balance Tracker

Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.

Highlights
  • Track balances between friends
  • Log what you owe others
  • Log what others owe you
  • Simplifies shared expenses
  • No real money exchange needed
Features
Read full description

Need to pay your friend back for dinner, but short on cash? Log what you owe them without exchanging real money. Payback tracks balances between friends, so everybody knows what they owe other people, and what other people owe them.

Screenshots

OMS Payment App4 screens
Payback Balance Tracker3 screens

Verdict

The call

The clearest difference is rating: OMS Payment App at 5.0 against Payback Balance Tracker's 3.7. Payback Balance Tracker's advantage is update cadence (every 9 days vs every 5 weeks) and ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OMS Payment App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Payback Balance Tracker has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

OMS Payment App ships an update every 5 weeks, Payback Balance Tracker every 9 days. The most recent releases landed on September 12, 2026 and June 4, 2026 respectively.

Scorecard4 real differences · 6 level
OMS Payment App versus Payback Balance Tracker: the parameters behind the verdict, then further details
ParameterOMS Payment AppPayback Balance Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better3.7 (10 ratings)
Positive reviews—50.0% of reviews
Number of ratings110 — better
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size31 MB43 MB
Age rating17+4+
DeveloperOnline school management system incMatthew Brennan

Customer experience

OMS Payment App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Payback Balance Tracker

All ratings9 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

OMS Payment App

No in-app purchases

None

Payback Balance Tracker

No in-app purchases

Questions

Is OMS Payment App free?
OMS Payment App is free to download, with no in-app purchases.
Is Payback Balance Tracker free?
Payback Balance Tracker is free to download, with no in-app purchases.
Which has better reviews, OMS Payment App or Payback Balance Tracker?
OMS Payment App is rated higher. OMS Payment App averages 5.0 out of 5 from 1 ratings, while Payback Balance Tracker averages 3.7 from 10 ratings.
Do OMS Payment App or Payback Balance Tracker have ads?
Neither OMS Payment App nor Payback Balance Tracker shows ads.
Which is updated more often, OMS Payment App or Payback Balance Tracker?
OMS Payment App ships an update every 5 weeks, and Payback Balance Tracker every 9 days. Most recently, OMS Payment App was updated on September 12, 2026 and Payback Balance Tracker on June 4, 2026.

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